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Analysing Banks

BPP Professional Education

Summary

Price
£1,530 inc VAT
Study method
Classroom
Duration
Full-time
Qualification
No formal qualification
CPD
12 CPD hours / points
CPD What's this?
Additional info
  • Tutor is available to students

Location & dates

Location

Address
Venue may change up to 14-days before the course start date’
9-10 Portland Place
West London
London
W1B1PR
United Kingdom
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Overview

This three-day introductory course gives a thorough grounding in the basics of financial and credit analysis of commercial banks. No prior knowledge of commercial banks is assumed; however a familiarity with accounting and financial instruments is assumed.

Venue may change up to 14-days before the course start date. Enquire for dates.

CPD

12 CPD hours / points
Accredited by BPP Professional Education Limited

Description

Learning outcomes include obtaining a greater understanding of:

  • Establishing a Top-Down Framework for Evaluating Banks
    • Country risk: Key ratios for analysing country risk
    • Industry risk
    • Bank specific, e.g.: ownership, support levels, customer base
  • The Role of the Central Bank and the Supervisor
    • The functions of the central bank
    • The role of the supervisor and methods of supervision
  • Analysing the Non-Financial information
    • Differences between bank and corporate analysis
    • Risks faced by banks
  • A Structure for Analysing the Financial Information
    • Understanding the main items on the balance sheet
    • Trading book/banking book
    • Non-performing loans
    • Off-balance sheet items
    • Reliability of different sources of funding
    • Review of a bank's profit and loss account: Interest income, non-interest income, operating costs and impact of provisioning on profitability
    • Overview of main differences between UK GAAP and IFRS
    • Ratio analysis for banks: capital adequacy, asset quality, profitability, liquidity and efficiency
    • The CAMEL analysis framework
    • Gap analysis: Interest rate gaps and asset/liability maturity gaps
  • Capital Adequacy
    • The importance of capital
    • Capital adequacy ratio
    • Risk weighting of assets
    • Off-balance sheet weightings
    • Regulatory capital: what is Tier 1, Tier 2, Tier 3?
    • Value at Risk
    • Basel II amendments to capital adequacy rules
  • Bank Failures
    • Spotting warning signs: Financial and non-financial
    • Why do banks fail?
    • Examples of bank failure

Who is this course for?

This course will be of benefit to credit or investment analysts who need to understand the principles and methods for analysing commercial and investment banks.

Questions and answers

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Legal information

This course is advertised on reed.co.uk by the Course Provider, whose terms and conditions apply. Purchases are made directly from the Course Provider, and as such, content and materials are supplied by the Course Provider directly. Reed is acting as agent and not reseller in relation to this course. Reed's only responsibility is to facilitate your payment for the course. It is your responsibility to review and agree to the Course Provider's terms and conditions and satisfy yourself as to the suitability of the course you intend to purchase. Reed will not have any responsibility for the content of the course and/or associated materials.

FAQs

Study method describes the format in which the course will be delivered. At Reed Courses, courses are delivered in a number of ways, including online courses, where the course content can be accessed online remotely, and classroom courses, where courses are delivered in person at a classroom venue.

CPD stands for Continuing Professional Development. If you work in certain professions or for certain companies, your employer may require you to complete a number of CPD hours or points, per year. You can find a range of CPD courses on Reed Courses, many of which can be completed online.

A regulated qualification is delivered by a learning institution which is regulated by a government body. In England, the government body which regulates courses is Ofqual. Ofqual regulated qualifications sit on the Regulated Qualifications Framework (RQF), which can help students understand how different qualifications in different fields compare to each other. The framework also helps students to understand what qualifications they need to progress towards a higher learning goal, such as a university degree or equivalent higher education award.

An endorsed course is a skills based course which has been checked over and approved by an independent awarding body. Endorsed courses are not regulated so do not result in a qualification - however, the student can usually purchase a certificate showing the awarding body's logo if they wish. Certain awarding bodies - such as Quality Licence Scheme and TQUK - have developed endorsement schemes as a way to help students select the best skills based courses for them.
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