Alternative Lending: Emerging Markets
Skill Success
Summary
- Certificate of completion - Free
- Tutor is available to students
Overview
This course includes lifetime access so you can complete it at your own speed.
This course is designed for those interested to learn the basics of lending and financing to emerging markets, learn how smartphones and mobile money enable low-cost delivery of financial products to this audience which presents a trillion-dollar opportunity for fintech market this decade.
Benefits of taking this course include:
- Unlimited and lifetime access to the course
- Learn the course at your own pace
- Course can be accessed on any platform
- 24/7 Customer support
Course media
Description
The world’s next one billion middle-class consumers are coming online in Africa. Mobile money is enabling Africa’s transformation to a digital economy through the delivery of affordable financial services. Africa has been a global leader in innovating payment technologies and has important lessons for fintech practitioners.
Venture Capital investment into U.S. fintech has slowed down recently but is picking up in emerging markets. African, Latin American, and Asian markets are ripe with the opportunity: the world’s 2.5 billion unbanked consumers are coming online. In Africa alone (from Irrational Innovations):
- Over 85% of people have a mobile phone
- Only 20% have access to financial services
- $4 trillion consumer and business spending
- $528 billion credit gap for Small and Medium Enterprises (SMEs)
Commercial banks, microfinance institutions (MFIs), and traditional lenders have not yet adapted to digital finance. The mobile generation in developing countries is growing quickly and needs financial services now - smartphones and mobile money enable the low-cost delivery of financial products to this captive audience. Emerging markets fintech is the trillion-dollar opportunity of this decade.
The Alternative Lending: Emerging Markets will cover the following topics:
Section 1 - Introduction
- Instructor Introduction
Section 2 - Alternative Lending Emerging Markets
- Emerging Markets
- How Do Financial Services Differ In Developed and Emerging Markets
- Emerging Markets Fintech Landscape
Section 3 - Case Studies
- WorldCover, Lenddo, And BitPesa
Section 4 - Mobile Money
- History Of Mobile Money
- Impact Of Mobile Money
Section 5 - Regulation
- Regulatory Issues
Section 6 - What Is The Potential
- Blockchain And Emerging Markets
- Machine Learning And Artificial Intelligence
Section 8 - Closing
- Instructor Wrap Up
Who is this course for?
This course is designed for those interested to learn the basics of lending and financing to emerging markets, learn how smartphones and mobile money enable low-cost delivery of financial products to this audience which presents a trillion-dollar opportunity for fintech market this decade.
Requirements
No prior knowledge is required to take this course.
Career path
None
Questions and answers
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Certificates
Certificate of completion
Digital certificate - Included
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Legal information
This course is advertised on reed.co.uk by the Course Provider, whose terms and conditions apply. Purchases are made directly from the Course Provider, and as such, content and materials are supplied by the Course Provider directly. Reed is acting as agent and not reseller in relation to this course. Reed's only responsibility is to facilitate your payment for the course. It is your responsibility to review and agree to the Course Provider's terms and conditions and satisfy yourself as to the suitability of the course you intend to purchase. Reed will not have any responsibility for the content of the course and/or associated materials.