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Alternative Lending: Emerging Markets


Skill Success

Summary

Price
£157 inc VAT
Or £52.33/mo. for 3 months...
Study method
Online
Duration
Self-paced
Qualification
No formal qualification
Certificates
  • Certificate of completion - Free
Additional info
  • Tutor is available to students

Overview

This course includes lifetime access so you can complete it at your own speed.

This course is designed for those interested to learn the basics of lending and financing to emerging markets, learn how smartphones and mobile money enable low-cost delivery of financial products to this audience which presents a trillion-dollar opportunity for fintech market this decade.

Benefits of taking this course include:

  • Unlimited and lifetime access to the course
  • Learn the course at your own pace
  • Course can be accessed on any platform
  • 24/7 Customer support

Course media

Description

The world’s next one billion middle-class consumers are coming online in Africa. Mobile money is enabling Africa’s transformation to a digital economy through the delivery of affordable financial services. Africa has been a global leader in innovating payment technologies and has important lessons for fintech practitioners.

Venture Capital investment into U.S. fintech has slowed down recently but is picking up in emerging markets. African, Latin American, and Asian markets are ripe with the opportunity: the world’s 2.5 billion unbanked consumers are coming online. In Africa alone (from Irrational Innovations):

  • Over 85% of people have a mobile phone
  • Only 20% have access to financial services
  • $4 trillion consumer and business spending
  • $528 billion credit gap for Small and Medium Enterprises (SMEs)

Commercial banks, microfinance institutions (MFIs), and traditional lenders have not yet adapted to digital finance. The mobile generation in developing countries is growing quickly and needs financial services now - smartphones and mobile money enable the low-cost delivery of financial products to this captive audience. Emerging markets fintech is the trillion-dollar opportunity of this decade.


The Alternative Lending: Emerging Markets will cover the following topics:

Section 1 - Introduction

  • Instructor Introduction

Section 2 - Alternative Lending Emerging Markets

  • Emerging Markets
  • How Do Financial Services Differ In Developed and Emerging Markets
  • Emerging Markets Fintech Landscape

Section 3 - Case Studies

  • WorldCover, Lenddo, And BitPesa

Section 4 - Mobile Money

  • History Of Mobile Money
  • Impact Of Mobile Money

Section 5 - Regulation

  • Regulatory Issues

Section 6 - What Is The Potential

  • Blockchain And Emerging Markets
  • Machine Learning And Artificial Intelligence

Section 8 - Closing

  • Instructor Wrap Up

Who is this course for?

This course is designed for those interested to learn the basics of lending and financing to emerging markets, learn how smartphones and mobile money enable low-cost delivery of financial products to this audience which presents a trillion-dollar opportunity for fintech market this decade.

Requirements

No prior knowledge is required to take this course.

Career path

None

Questions and answers

Currently there are no Q&As for this course. Be the first to ask a question.

Certificates

Certificate of completion

Digital certificate - Included

Reviews

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FAQs

Study method describes the format in which the course will be delivered. At Reed Courses, courses are delivered in a number of ways, including online courses, where the course content can be accessed online remotely, and classroom courses, where courses are delivered in person at a classroom venue.

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A regulated qualification is delivered by a learning institution which is regulated by a government body. In England, the government body which regulates courses is Ofqual. Ofqual regulated qualifications sit on the Regulated Qualifications Framework (RQF), which can help students understand how different qualifications in different fields compare to each other. The framework also helps students to understand what qualifications they need to progress towards a higher learning goal, such as a university degree or equivalent higher education award.

An endorsed course is a skills based course which has been checked over and approved by an independent awarding body. Endorsed courses are not regulated so do not result in a qualification - however, the student can usually purchase a certificate showing the awarding body's logo if they wish. Certain awarding bodies - such as Quality Licence Scheme and TQUK - have developed endorsement schemes as a way to help students select the best skills based courses for them.