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Mortgage Advisor Course

Advanced Mortgage Advisor Diploma | FREE e-Certificate | Special Offers | 24/7 Support


Juno Education

Summary

Price
£12 inc VAT
Study method
Online, On Demand What's this?
Duration
0.8 hours · Self-paced
Qualification
No formal qualification
Certificates
  • Certificate of completion - Free
  • Reed courses certificate of completion - Free
Additional info
  • Tutor is available to students

Overview

✿ Free PDF Certificate | Limited Offer | Top Rated Course ✿

This Mortgage Advisor Course is for professionals who want to succeed in their field. The course includes all of the necessary skills and knowledge to specialise in this field. This Mortgage Advisor Course will teach you real-world information and expertise from industry professionals and practitioners.

This course will provide you with comprehensive information and marketable skills. The course also includes an E-certificate that will enhance the value of your resume and help you stand out in the job market. To summarise, this Mortgage Advisor Course is an excellent way to advance your career. So, what are you waiting for? Enrol in this course right now!

What you will learn with our Mortgage Advisor Course

  • Get a comprehensive introduction to mortgage and learn how it works.
  • Learn the roles and responsibilities of a mortgage advisor.
  • Introduce yourself to various sorts of mortgages and know how to apply for them.
  • Know the basics of mortgage purchase, including affordability, qualifying factors, contract preparation and more.
  • Understand the buyer’s perspective and learn to suggest the correct mortgage type accordingly.
  • Explore mortgage finance relevant topics like loan application, processing, the ideal kind of loan and more.
  • Become skilled at interpreting credit reports and credit scores.
  • Gain a comprehensive understanding of the mortgage regulations and legislation in the UK.
  • Strengthen your knowledge of mortgage conduct of business (MCOB).
  • Familiarise yourself with the mortgage market of the UK and its influencing factors.

Curriculum

1
section
8
lectures
0h 48m
total
    • 1: Module 01 Introduction to Mortgage and Mortgage Adviser 04:00 PDF
    • 2: Module 02 Basics of Mortgage Purchase 05:00 PDF
    • 3: Module 03 Understanding the Buyer's Perspective 06:00 PDF
    • 4: Module 04 Mortgage Finances 07:00 PDF
    • 5: Module 05 Being a Successful Mortgage Advisor 06:00 PDF
    • 6: Module 06 Mortgage Regulation and Law UK 07:00 PDF
    • 7: Module 07 The Mortgage Conduct of Business (MCOB) 06:00 PDF
    • 8: Module 08 UK Mortgage Market and Borrowers 07:00 PDF

Course media

Description

A mortgage advisor's primary role is to assist clients in choosing and applying for the best mortgage fitting their financial circumstances. They are the professionals who ensure seamless execution of the complex mortgage loan procedure.

Moreover, a mortgage advisor career is gratifying on several levels. They have the opportunity to help people at a critical juncture in their life while earning a fortune. However, to get started on this rewarding career, you require a suite of exquisite skills and this Mortgage Advisor course is a comprehensive compilation of all the mortgage advising fundamentals.

Throughout this Mortgage Advisor course, you will learn about the ins and outs of the mortgage industry. This course will teach you how the mortgage works, various sorts of it and how to apply for them.

Additionally, you will learn about the basics of mortgage purchase, including affordability, qualifying factors, contract preparation, etc. This Mortgage Advisor masterclass will train you in the roles and responsibilities of a mortgage advisor, such as — interpreting credit reports and credit scores, suggesting the correct mortgage types and more. Along with these, you will also get an overview of the mortgage regulations and legislation in the UK.

Why Choose Our Mortgage Advisor Course

  • Designed & developed by qualified professionals
  • Fully online and voice-instructed course
  • Instant E-certificate after completion
  • Self-paced learning and laptop, tablet and smartphone-friendly
  • Course content is structured for easy comprehension
  • Smart assessment & instant result
  • 24/7 access to the course for 12 months
  • Tutor Support on weekdays
  • Opportunities in exploring new careers

Course Outline

Module 01: Introduction to Mortgage and Mortgage Adviser

  • What Is a Mortgage?
  • Who Is a Mortgage Adviser?
  • Applying for a Mortgage
  • How Does the Deposit Size Matter?
  • How Does a Mortgage Work?
  • Different Types of Mortgage

Module 02: Basics of Mortgage Purchase

  • Mortgage Basics
  • Qualifying for a Mortgage
  • Calculating Affordability
  • Preparing the Contract

Module 03: Understanding the Buyer's Perspective

  • Is Mortgage the Right Choice?
  • Acquiring Sufficient Deposit
  • Choosing the Correct Mortgage Type
  • Associated Costs
  • Getting the Right Mortgage

Module 04: Mortgage Finances

  • Types of Mortgage Loans
  • Additional Sources of Finance
  • Choosing the Ideal Loan
  • Loan Application and Process

Module 05: Being a Successful Mortgage Advisor

  • Getting Started As a Mortgage Advisor
  • Basics of the Job
  • Interpreting Credit Reports and Credit Scores
  • Marketing Oneself

Module 06: Mortgage Regulation and Law: UK

  • Mortgage Regulators of the UK
  • The Law of Property ACT 1925
  • What Is Land Tenure?
  • The Commonhold and Leasehold Reform Act 2002
  • Giving Advice on Property Law
  • The Consumer Credit ACT 2006
  • Legal Obligations in Mortgage

Module 07: The Mortgage Conduct of Business (MCOB)

  • What Is the Mortgage Conduct of Business (MCOB)?
  • Chapter 1: MCOB’s Application and Purpose
  • Chapter 2: Conduct of Business Standards
  • Chapter 3: Financial Promotions and Communications with Customers
  • Chapter 4: Advising and Selling Standards
  • Chapter 5: Pre-application Disclosure

Module 08: The Mortgage Conduct of Business (MCOB), Part 2

  • Chapter 6: Disclosure at the Offer Stage
  • Chapter 7: Disclosure at the Start of Contract and After-Sale
  • Chapter 8: Equity Release: Advising and Selling Standard
  • Chapter 9: Equity Release: Product Disclosure
  • Chapter 10: Annual Percentage Rate (APR)
  • Chapter 11: Responsible Lending, and Responsible Financing of Home Purchase Plans
  • Chapter 12: Charges
  • Chapter 13: Arrears, Payment Shortfalls, and Repossessions
  • Chapter 14: MCD Article 3(1)(b) Credit Agreements
  • Chapter 15: P2P Home Finance Activities

Module 09: UK Mortgage Market and Borrowers

  • The Mortgage Borrowers and Their Types
  • What Is a Guarantor Mortgage?
  • The Mortgage Market in the UK
  • What Affects the Mortgage Market?

Who is this course for?

The Mortgage Advisor course is primarily for motivated learners looking to add a new skill to their CV and stand head and shoulders above the competition. Anyone of any academic background can enrol on this Mortgage Advisor course. However, this Mortgage Advisor course is preferable for:

  • Mortgage Advisors
  • Aspiring Mortgage Advisors
  • Recent Graduates
  • Individuals working in the relevant field

Requirements

There are no specific prerequisites to enrol in this Mortgage Advisor Course. Anyone and everyone can take this course. All you need is a passion for learning, literacy, and being over the age of 16.

Career path

Pursuing a career in Mortgage Advisor can be challenging, rewarding, and occasionally frustrating, but never boring. Although there are significant challenges in many sectors such as the availability of funding and maintaining commercial sustainability, this will require managers of a high calibre and with a broad range of specialisations and it provides plenty of opportunity for innovation.

Questions and answers

Currently there are no Q&As for this course. Be the first to ask a question.

Certificates

Certificate of completion

Digital certificate - Included

Reed courses certificate of completion

Digital certificate - Included

Will be downloadable when all lectures have been completed

Reviews

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FAQs

Study method describes the format in which the course will be delivered. At Reed Courses, courses are delivered in a number of ways, including online courses, where the course content can be accessed online remotely, and classroom courses, where courses are delivered in person at a classroom venue.

CPD stands for Continuing Professional Development. If you work in certain professions or for certain companies, your employer may require you to complete a number of CPD hours or points, per year. You can find a range of CPD courses on Reed Courses, many of which can be completed online.

A regulated qualification is delivered by a learning institution which is regulated by a government body. In England, the government body which regulates courses is Ofqual. Ofqual regulated qualifications sit on the Regulated Qualifications Framework (RQF), which can help students understand how different qualifications in different fields compare to each other. The framework also helps students to understand what qualifications they need to progress towards a higher learning goal, such as a university degree or equivalent higher education award.

An endorsed course is a skills based course which has been checked over and approved by an independent awarding body. Endorsed courses are not regulated so do not result in a qualification - however, the student can usually purchase a certificate showing the awarding body's logo if they wish. Certain awarding bodies - such as Quality Licence Scheme and TQUK - have developed endorsement schemes as a way to help students select the best skills based courses for them.