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Mortgage Underwriter

Posted 5 January by Optima Recruitment Ended

Mortgage Underwriter

This new role offers the right candidate the opportunity to work for a progressive and forward-thinking specialist mortgage lender that distributes via the financial intermediary channel in a market sector that is currently undergoing phenomenal growth.

Job Description:

  • Process new business in line with credit policy, the responsible lending policy, the underwriting manual and the underwriting process manual
  • Participate and contribute to ongoing business improvement activity
  • Deliver a first class proactive customer service through inbound and outbound communication by telephone, email and letter to all case stakeholders including introducers, service suppliers, reference providers and occasionally applicants
  • Build a thorough understanding of the products offered by the Firm, its lending strategy, credit risk policies, and processes
  • Assess borrower creditworthiness and underwrite overall new mortgage applications credit risk from initial receipt through to completion
  • Ensuring a high level of accuracy of data entry and ongoing record keeping
  • Supporting the processing team and underwriting peer group in delivering an excellent compliant service with prompt and accurate decision at each stage of the process

Person Specification:

  • Either holding a current Underwriting Mandate or has previous held a mandate
  • Manual mortgage underwriting experience is preferable but not essential
  • Experience of assessing complex mortgage applications
  • Solidunderstandingofthemortgage process
  • Excellent Customer Service skills
  • Prepared to work under pressure to tight deadlines
  • Ability to prioritise tasks with excellent communication skills
  • Adaptability and flexibility to accommodate ever changing business needs

Additional Information:

  • Based in Leatherhead
  • Up to £38,000 (depending on experience)
  • Annual bonus scheme (OTE £44,000)
  • Company pension
  • Private health care
  • Flexible benefits platform
  • Parking provided
  • 25 days holiday plus bank holidays
  • Monday - Friday 09:00 - 17:30 (1 hour for lunch)

Please note; Due to the large number of applications that we receive, if you have not had a response within 7 days, please assume that you have been unsuccessful on this occasion.

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Required skills

  • Applications
  • Customer Service
  • Policies

Reference: 33764178

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