Mortgage Advisor

Job Title: Remortgage Advisor

Location: Bristol

Remuneration: Basic to £31,000 including Car Allowance, Pension, DIS, Bonus & Commission

Our Client:

Our client is a leading provider of mortgage and financial services in the UK, with a passion for helping their clients achieve their financial goals and provide a high level of customer service. As a dynamic and growing company, they offer their employees excellent opportunities for career development.

Role Overview:

We are seeking an experienced Remortgage Advisor to join our well-established client in the Bristol area. As a Remortgage Advisor, you will play a pivotal role in helping the existing loyal clients achieve their financial goals by providing expert advice and guidance on remortgage solutions. You will be responsible for generating and maintaining your own client relationships, maximizing opportunities, and thriving within a challenging yet stimulating environment.

Remuneration:

• Competitive basic salary of £20,000 - £28,000 dependent on experience
• Guaranteed monthly amount whilst building a pipeline for up to 6 months.
• Uncapped commission scheme with an OTE of £40,000 - £60,000
• Company car OR £250 monthly car allowance
• Company laptop provided with use of industry-leading mortgage software.
• Dedicated training and coaching to support your ongoing development.
• Opportunities for career progression

Key Skills:

• Engaging with people from all walks of life and establishing their needs and wants
• Communicating effectively through email, phone, face to face, and on video
• Multitasking and managing numerous responsibilities and tasks.
• Maintaining relationships through regular contact with vendors, buyers, and developers
• Collaborating with your peers to build relationships and identify opportunities for referrals.
• Taking accountability for your KPIs and proactively seeking new opportunities
• Presenting confidently in front of a camera and engaging with your audience
• MUST have CeMAP qualification or industry equivalent.
• MUST have a minimum of 2 years' experience providing professional mortgage and protection advice.

Your Responsibilities

• Generate and maintain your own client relationships and business.
• Meet with clients to understand their financial situation, mortgage history, and reasons for wanting to remortgage.
• Assess the client's current mortgage terms and conditions.
• Analyse the client's financial situation to determine their affordability and eligibility for a remortgage.
• Review credit reports and other financial documents to assess the client's creditworthiness.
• Stay informed about the current mortgage market, interest rates, and products offered by different lenders.
• Compare various mortgage deals to find the most suitable options for clients.
• Offer personalised advice based on the client's financial situation and goals.
• Explain the advantages and disadvantages of remortgaging and discuss potential risks.
• Assist clients with the mortgage application process, including gathering necessary documentation.
• Liaise with lenders on behalf of clients to facilitate a smooth application process.
• Negotiate with lenders to secure favourable terms and conditions for the remortgage.
• Work to obtain the best interest rates and mortgage terms for the client.
• Ensure that all advice provided, and transactions conducted comply with relevant financial regulations and laws.
• Help clients understand the legal aspects of remortgaging, including any associated fees.
• Provide ongoing support and communication to clients throughout the remortgage process.
• Address any concerns or questions clients may have.
• Maintain accurate records of client interactions and transactions.
• Ensure that all required documentation is complete and filed appropriately.
• Stay updated on changes in the mortgage industry, regulations, and market trends.
• Pursue continuing education and professional development opportunities to enhance knowledge and skills.
• Uphold high ethical standards and prioritize the best interests of the client.
• Disclose any potential conflicts of interest and act transparently in all dealings.

Our Client:

Our client is a leading provider of mortgage and financial services in the UK, with a passion for helping their clients achieve their financial goals and provide a high level of customer service. As a dynamic and growing company, they offer their employees excellent opportunities for career development.

To Apply

If you are an experienced Mortgage Advisor with a proven track record of success, we encourage you to apply.