Credit Risk Analyst

Credit Risk Analyst

Salary: £70,000 to £80,000

Location: London (Hybrid)

Contract type: Permanent

Altum Consulting are pleased to be working with a renowned industrial and trading services company focused on every facet of the precious metals industry. With a rich history spanning over six decades, this leading integrated precious metals enterprise has evolved into a pioneering global entity, catering to the needs of precious metals producers, consumers, and traders across the globe.

This position will play a vital role in within the Group Risk Management function based in the London Head Office, with monthly travel to Geneva.

Responsibilities

• Monitor the group's credit risk limits and utilisation on a daily basis, taking action and following up on any breaches with the front office.
• Conduct thorough transaction and process analyses to ensure compliance with the Group's risk control standards.
• Compile credit files for the Group Credit Committee, including comprehensive financial assessments of counterparties for on-boarding, amendments/requests, and reviews.
• Serve as secretary in the Group Credit Committee, ensuring timely follow-up on decisions made and communication with Middle Office / Master Data.
• Generate periodic reports detailing the Group's credit risk portfolio and exposure.
• Contribute to process and IT enhancements aimed at strengthening the risk management control framework.
• Assist Group Risk Management in addressing other pertinent risk areas and participating in relevant projects.

Skills & Qualifications

• Master's degree in Finance, Business Management, or a similar field.
• A demonstrated knowledge of commodity markets and transactional analysis is preferred.
• Strong communication abilities coupled with a high level of motivation.
• Possesses a constructive mindset, unafraid to voice opinions or seek clarification.
• Adaptable and responsive, readily accommodating requests.
• Exceptional interpersonal skills and a customer-centric approach.
• Initiates tasks independently, demonstrating accountability and proactive behaviour.
• Meticulous organisational capabilities combined with a keen eye for detail.
• Resilient under pressure and adept at managing time constraints.
• Proficient in IT, particularly within a Windows environment; general IT affinity is advantageous.
• Willingness to travel and flexible work arrangements are prerequisites.
• British citizenship or possession of a valid UK work permit.

If this looks like the role for you, please apply now!