__reed.jobseeker.authorised.impersonated

__reed.jobseeker.isImpersonated

ASP.NET_SessionId

Reed.Authorised

reed.co.ukFreecruitmentAuth

reed.co.ukV10Auth

courses

career-advice

recruiter-advice

What we do

<p>As a specialist London recruitment consultancy, Market Talent serves the banking and financial services sector exclusively. Since 2015 we have partnered clients in banking, capital markets, broking or FinTech where our dedicated and well trained consultants have drawn on their extensive networks and experience to help our partners, clients and candidates stay one step ahead of the competition.</p>

What we stand for

MARKET TALENT | There's Talent in Our Approach

Who you'll work with

<p>Our comprehensive service can answer your needs in the areas of permanent, professional contract staff, temporary staffing, retained/exec level, and also team hiring projects.</p>

External links

The bank will not sponsor on this occasion unfortunately. British, ILR, Full Settlement, your spouse is British / ILR etc etc). Role is 5 days onsite in the West End (close to Knightbridge). Salary offered is 40.5k basic plus bonus and package for a bank brand with a friendly and relaxed 9-5 culture. You will be an experienced KYC officer who has good exeperince in evaluating high net worth (HNW) individuals and their businesses (ideally MENA region). Your responsibilities will include verifying customer accounts, payment instructions, and periodic KYC updates requested by the Bank, including Source of Funds SOF and Source of Wealth SOW. Applications close this Friday (12.12.25) Job Overview • Review the Bank's AML due diligence and Customer Risk Assessments for new account openings. Ensure the business team completes Enhanced Due Diligence (EDD) for all higher-risk customers, including documenting Source of Funds (SoF) and Source of Wealth (SoW). Account openings must not proceed without appropriate senior management approval for PEPs and other designated higher-risk indicators. • Ensure all customers are screened for sanctions and negative media at on boarding, during KYC reviews, and upon trigger events. Escalate any potential sanction matches or adverse media. • Review customer account updates completed by the frontline team. Ensure KYC records are up to date and that transaction monitoring is effective. Investigate and escalate any anomalies in accordance with the Bank's AML and CFT procedures. • Ensure that all Bank departments comply with regulatory and policy requirements through periodic controls testing. • Assist in reviewing payments referred to Compliance. This includes verifying transactions against Bank policies and procedures, validating sources of funds and beneficiaries to ensure compliance with sanctions, embargoes, and Bank-imposed restrictions. • Ensure timely review of customer accounts that are due based on their AML risk profile. Analyse account activity for transactions outside the expected profile. • Assist with investigations into Suspicious Activity Reports (SARs) submitted by staff and prepare disclosure reports to the NCA, as required. • Help manage payment screening queues and conduct weekly scans of the customer database to ensure compliance with OFAC, UN, EU, and UK sanctions and embargoes. • Oversee KYC updates during trigger events, such as before a dormant account is reactivated or closed. • Keep senior management informed of developments in relevant laws, regulations, and guidelines that impact the Bank's AML risk and control framework. • Assist in maintaining and reviewing the Bank’s internal compliance procedures manual—especially those related to AML and CFT—as well as related staff guidance. • Identify and perform EDD on higher-risk customers, including PEPs and those linked to high-risk business sectors or countries flagged by the Bank. • Ensure all customer AML risk scores accurately reflect the Bank’s exposure to money laundering. ________________________________________ The KYC Officer sits in the second line of defence (2LoD) and supports the business with on boarding new customers and maintaining relationships in accordance with the Bank’s policies and procedures. The role ensures compliance with UK Money Laundering Regulations to prevent financial crime. You will also assist in data validation on the Bank’s core banking systems and contribute to project work, as needed. ________________________________________ Additional Key Responsibilities • Perform Customer Due Diligence (CDD) or Enhanced Due Diligence (EDD) for new customers. This includes verifying identification and KYC information and completing money laundering risk assessments. A strong understanding of the Bank’s products, services, client base, and AML/CTF policies is essential. • Conduct controls testing across the Bank in line with the Permanent Controls Testing Plan and report findings to the Compliance Officer. • Be proactive in customer outreach to keep KYC information current and confirm transactions. Pay special attention to SoF and SoW, documenting all corroborating research and findings. • Analyse customer account activity during scheduled reviews to identify any transactions that deviate from expected behaviour. Understand each customer’s business and relationships to monitor for unusual activity effectively. • Escalate any suspicious transactions to the Compliance Officer &amp; MLRO and assist in further investigations. • Maintain clear and efficient communication with internal and external stakeholders during KYC updates. Ensure a complete and auditable record trail. • Ensure all changes to customer data are accurately reflected in KYC files and the Bank’s core banking systems. • Maintain records in accordance with the Bank’s policies on data protection, filing, and archiving. • Participate in ad-hoc projects as assigned. ________________________________________ Education &amp; Qualifications • Preferably a university degree • Professional qualification (ICA or CAMS) is an advantage ________________________________________ Work Experience • Minimum 2 years’ experience in a similar role within a retail or private bank serving HNW customers • Solid knowledge of banking products and services ________________________________________ Skills &amp; Competencies • Good understanding of UK AML and CTF regulations • Working knowledge of GDPR and the Data Protection Act • Ability to manage KYC updates tactfully with customers ________________________________________ Benefits • Pension • Life assurance • Permanent health insurance • Critical illness cover Compensation 40,500 base salary plus yearly bonus and excellent banking level benefits. (base salary is non negotiable) The role is fully onsite 5 days per week close to Knightsbridge Station / Gloucester Road station. If you’re exploring opportunities like this or scaling your own team, simply google "Market Talent" to see how we support high-growth organisations across the UK.

HNW KYC Officer (Perm) - £40k base / Onsite 5 days in office - West End

Market Talent have been shortlisted and selected to partner with an ambitious new motor-finance start-up as they assemble their founding leadership team. With a strong track record in senior hiring across banking and specialist lending, we are mandated to appoint a commercially minded, strategically capable CRO to help shape the organisation from inception through scale. This is a key appointment with direct influence on the DNA of a new, well-backed market entrant. We’re seeking a driven, agile Chief Risk Officer who is comfortable operating strategically and hands-on, with high ownership and accountability. You will be required to meet your C-Suite stakeholders once per month (GTM: 12–24 months) until greater Birmingham-based visibility is required. Experience in motor finance or motor leasing essentially please. 1. Purpose of the Role The Chief Risk Officer (CRO) will be responsible for establishing, leading, and overseeing the Risk function. This role will ensure that the company maintains a robust risk management framework that supports sustainable growth, protects the organisation from undue exposure, and aligns with regulatory and corporate objectives. The CRO will embed best practice in risk management across all business areas, ensuring that decisions are made with full consideration of their credit, operational, conduct, and reputational impacts. 2. Key Responsibilities Develop, implement, and maintain a comprehensive enterprise-wide Risk Management Framework covering credit, operational and market risk. Lead the design and execution of risk strategies, policies, and governance structures that support the company’s strategic objectives. Oversee all aspects of credit risk, including underwriting standards, portfolio monitoring, and arrears management for the motor finance business. Provide independent risk oversight, challenge, and assurance to the CEO and Board on risk exposures and emerging issues. Ensure compliance with regulatory requirements, including those from the FCA and PRA, and maintain an effective relationship with regulatory bodies. Chair or actively participate in risk committees, reporting key findings and recommendations. Promote a strong risk-aware culture across all levels of the organisation through training, communication, and leadership. Oversee stress testing, risk appetite setting, and scenario analysis to support strategic decision-making. Work closely with business units to ensure customer outcomes are fair, transparent, and aligned with the company’s values and risk appetite. 3. Qualifications and Experience Minimum of 15 years’ experience in a credit risk leadership role with some experience within the motor finance / motor leasing industry. Proven experience in establishing and leading risk functions within regulated financial institutions. Deep understanding of consumer credit, affordability, and arrears management in an auto finance context. Strong background in regulatory compliance, governance frameworks, and risk reporting to senior leadership or boards. Bachelor’s degree in finance, economics, or a related field; a master’s degree or relevant professional qualification (e.g., FRM, PRM, CFA) is desirable. 4. Knowledge and Skills Expert knowledge of risk management principles, methodologies, and tools used in financial services. Strong understanding of the UK motor finance market, including underwriting, pricing, and credit lifecycle management. Excellent analytical, strategic, and problem-solving skills. Strong communication and influencing skills, with the ability to engage effectively with senior executives and regulators. Ability to interpret and apply complex regulatory requirements in a pragmatic and commercial manner. Proficiency in risk data analysis, reporting systems, and modern risk management technology. If you’re exploring opportunities like this or scaling your own team, simply google "Market Talent" to see how we support high-growth organisations across the UK.

Chief Risk Officer (SMF4) - Startup Lender / Motor Finance

Our client is scaling rapidly and investing in a dedicated Marketing Manager to supercharge brand visibility, events, and content output. This role suits someone who is genuinely hands-on, thrives in a fast-paced environment, and can switch seamlessly between tactical delivery and high-level creative support. You will act as a core engine of the marketing function — executing events, shaping social media presence, producing video content, and creating eye-catching visuals. This is a high-energy role for someone who wants ownership, variety, and the chance to contribute to a growing brand with strong momentum. Deliverables (in order of priority) Event planning &amp; management: venues, logistics, suppliers, merch ordering, travel, and full end-to-end execution. Video production: filming, editing, and delivering short-form and long-form content (interviews, reels, highlights, social clips). Social media planning &amp; writing: ideation, scripting, scheduling, and posting across TikTok, Instagram, Facebook, and LinkedIn. Graphic design: creating posts, ads, and campaign visuals using Adobe Illustrator (or similar). Copywriting: sharp, engaging writing for captions, announcements, campaigns, and marketing collateral. Additional Value Areas (desirable) Experience creating and managing digital ads (Meta, TikTok, LinkedIn). Experience preparing award nominations, industry submissions, or PR-supporting documentation. Ways of Working Bring a can-do attitude — willing to jump into both menial tasks and high-level work without hesitation. Be comfortable pivoting quickly between priorities in a dynamic, growth-led environment. Operate with high energy, initiative, and a proactive mindset. Collaborate with marketing leadership and external agencies to align messaging and creative execution. Experience &amp; Skills At least 3 years’ experience in events, content creation, or brand marketing. Confident capturing and editing video for social channels (Premiere Pro, CapCut, Final Cut, or similar). Strong capability in producing social content that attracts traction and engagement. Experienced in using Adobe Illustrator (or equivalent) to deliver polished design outputs. Proven track record coordinating suppliers, logistics, and event delivery. Excellent organisation, communication, and written skills. Comfortable working at pace with multiple concurrent deliverables. UK driving licence beneficial for nationwide event attendance. Benefits Competitive salary plus annual bonus Up to 6% employer pension contribution Health insurance Death-in-service (4× salary) 28 days’ holiday + bank holidays Paid volunteering day

Marketing Manager

Our client, a fast-growth specialist property-finance lender, is strengthening its advisory function as they scale across the UK. Operating at the intersection of fintech mortgages, specialist BTL, and bridging finance, the business is known for swift credit decisioning, transparent terms, and a modern, tech-enabled service model. This is a high-impact advisory role with strong visibility across the underwriting, credit, and broker-relationship channels — ideal for someone who enjoys both client-facing work and structuring property-finance solutions. In this role, success isn’t driven solely by KPIs. While quality advice and strong pipeline performance remain important, the remit is far more rounded. You’ll play an active part in shaping the wider customer-engagement strategy — supporting community events, charity days, broker-education sessions, and market-awareness initiatives. There’s also meaningful exposure to business planning, product feedback loops, and cross-functional projects that help refine the lender’s proposition. It’s a role for someone who wants to contribute beyond day-to-day casework and be part of a team that’s building a modern, customer-centred lending platform. Key Responsibilities Deliver regulated and unregulated mortgage advice to clients across BTL, residential, and specialist products. Conduct full fact-finds, assess client affordability, and recommend suitable lending solutions. Manage the application lifecycle end-to-end — packaging, submission, liaising with underwriting, and progressing cases through to completion. Act as a trusted partner for brokers and intermediaries, maintaining strong relationships and providing product clarity and case guidance. Stay current with FCA requirements, lending criteria, market trends, and specialist-finance developments. Maintain a robust pipeline management process, ensuring accuracy, compliance, and a strong client experience. Contribute to service-excellence initiatives and help shape advisory best-practice as the business grows. Candidate Profile Mandatory: CEMAP (or equivalent mortgage-advice qualification), Cert CII (MP), MAQ etc Experience in mortgage advice within residential, BTL, or specialist finance. Confident working with both intermediaries and direct clients. Strong communicator with a solutions-focused approach and the ability to explain complex structures simply. Target-driven, commercially minded, and comfortable working in a high-growth, agile environment. Strong organisational and pipeline-management capabilities, with a disciplined approach to compliance. An individual that is interested in being client facing at UK wide industry events. What’s on Offer Highyly competitive base salary + yearly performance-linked bonus (no comms) Extra Hybrid working pattern offering flexibility. Opportunity to join a scaling lender with genuine career-growth pathways. Collaborative culture with strong senior-leadership visibility. Professional development, ongoing training, and support to broaden your advisory toolkit. Modern, tech-led environment with streamlined systems, fast decisioning, and a client-first mentality. If you’re exploring opportunities like this or scaling your own team, simply google "Market Talent" to see how we support high-growth organisations across the UK.