Average Risk Analyst salary in London

Front Office-facing Credit Risk role supporting one of the market's leading precious and base metals trading businesses. You will be responsible for assessing counterparty creditworthiness, monitoring exposures and partnering closely with traders to support profitable growth across global metals markets while maintaining a robust risk framework.Client DetailsCommodities trading firm specialising in physical and derivative trading across precious metals, base metals, energy and bulk commodities. This City of London based organisation is a recognised participant in global metals markets, providing trading, hedging, financing and risk management solutions to producers, consumers and institutional counterparties worldwide.DescriptionConduct detailed credit analysis on existing and prospective counterparties operating within the precious and base metals sectors.Prepare and manage new credit applications, annual reviews and internal credit rating assessments.Monitor and report credit exposures across trading portfolios, ensuring activity remains within approved limits.Perform ongoing counterparty due diligence and financial analysis to identify changes in credit quality and emerging risks.Develop strong working relationships with the finance, treasury and risk teams of counterparties.Work closely with metals traders to assess counterparty risk and support commercial opportunities.Provide risk-based recommendations that balance business growth with prudent risk management.Support monitoring of market risks associated with precious and base metals trading activities.Analyse market developments and their potential impact on counterparties and trading exposures.Produce regular credit exposure and risk reports for management.Assist in the review and enhancement of risk policies, controls and governance frameworks.Support automation and process improvement initiatives to increase efficiency and reporting accuracy.ProfileA successful Credit Analyst should have:Credit risk analysis experience gained within a commodity trading house, metals merchant, bank or financial institution.Experience assessing corporate and institutional counterparties.Demonstrable credit risk experience covering the precious and/or base metals commodities sector is essential.Understanding of physical commodity trading environments and associated risks.Market risk exposure would be desirable.Job OfferSalary ranging from £60,000 to £70,000 per annum.Opportunity to work in a well-established organisation in central London.Excellent flexibility and hybrid working style.Strong development and career progression.Ability to contribute to the ongoing development of risk frameworks, controls and automation initiatives.If you are ready to take the next step in your career as a Credit Analyst, we encourage you to apply now!

An excellent opportunity has arisen for an experienced Credit Analyst to join the Credit function of a leading international bank within its London office. The successful candidate will be responsible for undertaking comprehensive credit analysis across a diverse lending portfolio, including corporate and commercial borrowers, commercial real estate transactions, private banking and retail facilities secured against property, banks and other financial institutions.Working closely with Relationship Directors, business development teams and senior credit stakeholders, the Credit Analyst will assess new lending proposals, annual reviews, facility renewals and amendments, providing clear, well-supported recommendations to the relevant credit approval authorities.Key ResponsibilitiesCredit Analysis and UnderwritingReview credit applications originated by the Bank’s Corporate, Commercial Real Estate, Private Banking, Retail Banking and Financial Institutions business areas.Undertake detailed credit risk assessments for new lending proposals, facility renewals, amendments and annual reviews.Prepare high-quality written credit reports and recommendations for individuals, corporate borrowers, public-sector organisations, banks and other financial institutions.Analyse the financial position, performance, funding requirements and repayment capacity of corporate and non-corporate borrowers.Spread and interpret financial statements, management accounts, cash flow information and financial projections.Prepare or assess cash flow forecasts, sensitivity analysis and stress-testing scenarios where required.Evaluate transaction structures, sources of repayment, security packages, guarantees, collateral coverage and key credit risks.Review commercial real estate lending proposals, including transactions supported by property assets or mortgage security.Assess private banking and retail lending applications where facilities are secured against property or other assets.Review external credit reports, covenant compliance certificates, valuations, legal documentation and other supporting information.Assign and maintain appropriate internal credit ratings in accordance with the Bank’s credit methodology.Ensure credit recommendations are clearly evidenced, commercially considered and aligned with the Bank’s credit risk appetite, policies and procedures.Portfolio Monitoring and Annual ReviewsComplete annual and interim credit reviews for corporate borrowers, non-corporate customers, banks and other financial institutions within agreed timescales.Monitor borrower performance, covenant compliance, facility utilisation, repayment behaviour and emerging credit risks.Prepare monthly portfolio reports, watchlist updates, exception reports and other management information.Identify deteriorating credit quality, emerging risks or potential early-warning indicators and escalate concerns promptly.Maintain accurate and up-to-date borrower files, financial information, credit records and supporting documentation.Review management information produced for the Credit function to ensure that exceptions, overdue reviews and control issues are appropriately identified and managed.Stakeholder ManagementWork closely with Relationship Directors and Account Officers to understand customers, transaction structures and lending requirements.Support business development teams in structuring credit proposals and addressing credit-related queries.Provide credit analysis and supporting information to Credit Committees and other approval authorities.Attend customer meetings and site visits alongside Relationship Directors or Account Officers where appropriate.Liaise with Treasury, Trade Finance, Finance, Legal, Operations, Compliance and other internal stakeholders.Communicate credit decisions, conditions and information requirements clearly and constructively.Contribute to the continuous improvement of credit processes, reporting standards, service levels and departmental controls.Skills and ExperiencePrevious experience in credit analysis, credit underwriting or credit risk within a bank or regulated financial institution.Strong financial statement analysis and financial modelling capabilities.Experience assessing corporate lending applications and completing annual credit reviews.Exposure to one or more of the following would be advantageous:Corporate and commercial lendingCommercial real estate financePrivate banking or asset-backed lendingBanks and financial institutionsAbility to assess complex financial information and present clear, concise and commercially balanced credit recommendations.Good understanding of credit structures, security, covenants, internal credit ratings and portfolio monitoring.Strong written and verbal communication skills.Excellent attention to detail, organisation and time management.Ability to manage multiple credit submissions and annual reviews within agreed deadlines.A relevant degree, banking qualification, accountancy qualification or credit-related professional qualification would be advantageous.

We are Hiring for a Senior Maket Risk analyst for an International Bank based in London. Immediate position to start.* Consolidating data from various platforms.* Produce timely accurate* market risk reports and metrics as required.* Ensuring preparation of error-free MI and circulating to senior stakeholders.* Supporting Key business decisions to change initiatives * Communicating with teams in Head Office to satisfy compliancerequirements.* Investigating improvements and further automation to reporting. * Analysisng the output of market risk reports and providing value added commentary on trends, gaps and mitigation actions* Providing inputs into the Departments standard operating procedures andtechnical documentation to ensure consistency and alignment * Investigating anomalies and promptly esacalating to the Head of Mid Office* Performing other ad hoc duties as assigned by Head Mid Office.