Average Credit Analyst salary in London

Are you ready to simplify the borrowing process? Our client, a leading specialist lender based in Mayfair, London, is on the hunt for a talented and driven Credit Analyst to join their growing team. This is your chance to work with a company at the forefront of bridging, refurbishment, and development finance, offering bespoke financial solutions.This Credit Analyst role offers a salary of £30,000 per annum. You'll be part of a dynamic, fast-paced environment with opportunities for career progression. Enjoy 25 days of annual leave, Bank Holidays, and complimentary Virgin Active gym access to support your well-being.Our client is an innovative short-term property finance lender known for its transparent approach, quick decision-making, and tailored solutions. By streamlining the application process, they build lasting relationships with intermediaries and borrowers, setting them apart in the competitive market.The Credit Analyst will play a crucial role in supporting the underwriting team and ensuring smooth deal progression. Support underwriting processes to ensure timely deal progressionConduct due diligence, including credit checks and KYC/AML searchesManage a pipeline of loan applications for efficient progressionCommunicate with brokers to gather necessary documentation and informationProcess loan applications in compliance with lending policiesProvide clear and concise updates to brokers and clientsCoordinate with valuers, solicitors, and other key stakeholders Package and Benefits:The Credit Analyst role comes with a comprehensive package: Annual salary of £30,00025 days of annual leave plus Bank HolidaysVirgin Active gym membership for complimentary useAccess to training programs and professional qualificationsTeam-building events including quarterly Supper ClubsEmployee Referral Scheme with rewards The ideal Credit Analyst candidate should have: A minimum of 1 year’s experience in a similar analyst role or property finance roleA strong academic background with a 2:1 or higher degree in Property, Finance, Law, Economics, or a related disciplinePassion for the property finance sector with practical experienceStrong communication skills and the ability to engage effectively with senior stakeholdersHigh attention to detail and an entrepreneurial mindsetAbility to work under pressure and meet tight deadlinesFull right to work in the UK If you're interested in roles such as Financial Analyst, Loan Officer, Underwriter, Risk Analyst, or Investment Analyst, this Credit Analyst position could be the perfect fit for you. It's an exciting opportunity for those passionate about the property finance industry.If you're an ambitious individual with a passion for the property finance industry and looking for the next step in your career, this Credit Analyst role is the perfect opportunity for you. Join a leading specialist lender in a supportive, fast-growing company and take your career to the next level. Apply today!

These positions mainly focuses on Commercial Real Estate & Commodity Finance business and may also cover some other sector's credit business based on the types of proposal from front office. Principal Purpose of the Job: Minimise the Bank's credit-related losses by identifying and reasonably measuring the credit risks and mitigants in proposals, reviews etc.Make clear and unambiguous recommendations to Credit Committee, in accordance with the Bank's credit policies, regarding the acceptability of particular business deals from a credit perspective whilst simultaneously maintaining an independent and objective view within the credit process.Effectively monitoring, identifying and reasonably measuring credit risk within the Bank's asset portfolio. Main Responsibilities & Accountabilities: Complete credit evaluation report which provides overview of transactions, financial and non-financial risk analysis, key risks identified with the associated mitigation if any as well as credit recommendation (including suggested credit enhancement as well as management conditions). Assisting with the implementation of credit risk appetite, credit policies and procedures and management processes once they are established. Make sure the credit transactions are compliant with credit policies.Provide effective challenges as well as guidance to the proposals from Front Office; Draft and present credit opinions to Credit Committee, by maintaining an objective and independent view within the credit process, in accordance with the Bank's credit policies. Achieve timely turnaround of credit proposals and reviews, in accordance with pre-agreed Departmental objectives.Provide Head of CRD and DGM (credit) as well as credit committee with the professional risk analysis and appropriate risk mitigation measure in a timely manner.Conduct post lending management work including but not limited to 1) monitor the credit ceilings and credit exposures carefully to ensure loan performing well with all covenants well maintained, 2) monitor the financial performance of the borrower regularly associated with market and industry dynamics, 3) monitor the conditions subsequent and ensure all conditions are met at any time through the loan life.Perform credit review and research of industry / customer-related information for all new proposals and (on at least an annual basis) for existing customers.Proactively monitor industry and sector trends as well as counterparty risks for early warning signals.Other functions and tasks as maybe required to assist the Head/Deputy Head of Credit Risk. Skills Required: 1) Possesses a minimum of 8-10 years' work experience in credit review area in Commercial Real Estate & Commodity Finance 2) In-depth knowledge and deep understanding of risks and mitigations across different industries, countries and clients' type. Business and economy related know-how, and excellent financial analysis, projection and stress test skills. 3) Exceptional analytical and negotiation skills and dedicated problem solver with a positive personality and can-do attitude. 4) Collaborative personality and ability to complete tasks independently. Seniority Level Mid-Senior level Industry BankingInvestment BankingFinancial Services Employment Type Full-time Job Functions Accounting/AuditingFinance Skills Credit AnalysisRisk AnalysisRisk ManagementCommodity Risk ManagementStructured Commodity Finance (SCF)Commercial Real EstateCredit For application and accessibility support, please contact your local Marks Sattin office. We're committed to protecting the privacy of all our candidates and clients, please visit https://privacy for our privacy policy.

Are you ready to make borrowing easy? Our client, a dynamic specialist lender based in Mayfair, London, is on the lookout for a Credit Analyst to join their team. This is a fantastic opportunity to work with a company that is revolutionising bridging, refurbishment, and development finance.This is a fantastic opportunity with a starting salary of £27,500 and the potential for two pay increases in the first year. Enjoy 25 days of annual leave plus Bank Holidays, and complimentary access to Virgin Active gym facilities.Our client is a fast-growing lender specialising in short-term property finance. They stand out in the competitive market with their commitment to transparency, rapid decision-making, and bespoke funding solutions. By streamlining the application process, they build strong relationships with both intermediaries and borrowers.As a Credit Analyst, you'll be responsible for: Supporting the underwriting team to ensure smooth deal progression.Conducting due diligence, including credit checks and KYC/AML searches.Managing a pipeline of loan applications for efficient progression.Communicating with brokers to gather necessary documentation.Processing loan applications in line with lending policies.Providing clear updates to brokers and customers.Liaising with professionals like valuers and solicitors.Producing pre-completion documents.Undertaking additional duties as required. Package and Benefits:The Credit Analyst role comes with: Annual salary of £27,500 with regular reviews.25 days of annual leave plus Bank Holidays.Access to training programs and professional qualifications.Stunning office location on New Bond Street.Complimentary Virgin Active gym access.Healthy office snacks and dynamic work culture.Regular team socials and quarterly Supper Clubs.Employee Referral Scheme with rewards. The ideal Credit Analyst will have: A minimum 2:1 degree in Property, Finance, Law, or Economics.Passion for the property sector with some direct experience.Exceptional communication skills.Confidence in engaging with senior stakeholders.An entrepreneurial mindset and attention to detail.Ability to thrive under pressure and manage deadlines.Proficiency with technology to enhance efficiency.Full right to work in the UK. If you're interested in roles such as Financial Analyst, Loan Officer, Underwriter, Risk Analyst, or Lending Specialist, this Credit Analyst position could be the perfect fit for you.If you're an ambitious individual ready to take on the challenge of a Credit Analyst role, this is your chance to join a leading specialist lender in London. Don't miss out on this opportunity to advance your career in a dynamic and supportive environment.