Credit Data Analyst
We are the internal recruitment partner for our client, a well-established independent banking and financial services group and are presenting an exciting opportunity for a Credit Data Analyst to join the team in Basingstoke. The successful candidate will support the Structured Finance Credit Team and wider Structured Finance Team in monitoring its Structured Finance Portfolio by collecting, analysing, interpreting, and assessing financial and non-financial data in line with banks risk appetite, policy and criteria. Responsibilities: Collect, clean, and validate data from multiple internal and external sourcesReconcile and analyse datasets to identify trends, patterns, insights, discrepancies and variancesAnalyse audited accounts, management information, forecast cashflow, budget plans and open banking dataMonitor financial and non-financial covenants set for customers and provide information on any non-compliance to the Head of Structured Finance CreditCollaborate with cross-functional teams (e.g., Finance, Sales, Operations) to understand business requirements and deliver actionable insightsSupport A/B testing, cohort analysis, segmentation, and forecasting activitiesIdentify opportunities to automate data collection and reporting processesEnsure data accuracy, integrity, and compliance with privacy regulations Requirements Experience in data analysis or similar roleSound understanding of financial statements, cashflow forecasting and key ratiosSQL skills (e.g., querying, data extraction, transformations)Proficiency in data visualisation tools (e.g., Tableau, Power BI)Solid understanding of statistical techniques and data modellingCritical thinking and problem-solving skillsExcellent verbal and written communication skillsExperience of working within the financial services sector / understanding the concepts of lending would be preferredAbility to work under pressure and to tight deadlinesPlanning and organisational skills Benefits A salary of £40,000 - £50,000 dependent on knowledge and experience25 days annual leave plus bank holidaysDiscretionary bonus schemePension contributions 4% employer, 5% employeeEmployee Assistance Programme Death in service x4 annual salaryVarious wellbeing and social events throughout the year
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