Underwriter (Real Estate)

We are on the lookout for a Real Estate Underwriter to join our Commercial Lines Team. The purpose of the role is to support the profitable delivery of the Mid-Market commercial account by underwriting bespoke risks that align to the Covéa strategy and appetite.

The role is a hybrid role, therefore will involve working from home and our Bristol office.

What will I be doing?

• Support profitable delivery of the Mid-Market commercial account by underwriting bespoke risks that align to the Covéa strategy and appetite.
• Develop and support mutually beneficial relationships within a panel of South Region brokers through positive engagement.
• Prospect and actively contribute to the growth targets of the team optimising sales and retention.
• Take ownership of allocated cases and work proactively with the broker to negotiate the right outcome.
• Maintain an accurate audit trail using Covéa Insurance’s systems, practices and procedures.
• Underwrite within Covéa strategy and authority limits and refer all cases outside of strategy or individual limits.
• Support and maintain agreed service levels to both internal and external customers.
• Maintain an up to date knowledge of: the commercial lines market, the regional broking marketplace, legislation and litigation which could affect the writing of business
• Support referrals within your team, providing technical assistance and guidance to junior colleagues.

What would we like to see in you?

• Strong trading skills with proven experience in building and maintaining relationships to support development of broker accounts.
• Experience in underwriting and trading mid-market real estate
• The ability to work independently but also as part of a team to deliver common goals and achieve deadlines.
• Responds positively to feedback, acts on this and uses it to improve performance.
• Good communication skills with the ability to positively influence.
• The ability to organise, prioritise and manage workflow to achieve optimal outcomes.
• Minimum Dip CII or working towards

What’s on offer?

• 36.25 working hours per week with flexitime, (along with a range of flexible working options)
• Annual pay review and performance related bonus
• 25 days holiday + bank holidays, with the option to buy/sell holidays
• Continued professional development through internal training programmes, professional qualifications and apprenticeships
• A wealth of support for your mental, financial & physical wellbeing through our Wellbeing group, who provide Mental Health First Aiders and an Employee Assistance Programme where you and your family can access additional support such as counselling, financial advice, relationship support and free mortgage advice
• A range of health benefits such as access to a 24/7 Virtual GP, free eye tests, flu jabs and the option to opt into private medical insurance
• Tusker Car Scheme - salary sacrifice scheme which lets you drive away a brand new, fully maintained and insured car for up to four years.
• Peace of mind, with our life assurance plan with flexible options to increase or decrease the standard cover along with the option to opt in to our critical illness cover
• Generous pension scheme with a 7.5% minimum employer pension contribution, matched to maximum of 9% dependant on your contribution
• A volunteering day a year to support a charity close to your heart
• A big thank you for sticking around, with our Loyalty Bonus - once you reach 5 years service and beyond
• Additional benefits such as discounted gym memberships, cycle to work schemes and discounts at lots of retailers through Perkpal.