Mortgage Underwriter

Underwriter

Mortgages

Watford

We are pleased to be working with a Watford based lender, on their search for a new Underwriter to join the Mortgage team.

As an Underwriter, you will take ownership of cases from Inception through to completion.

Responsibilities:

• Enter and update borrower data on the CRM system.
• Ensure all aspects of the loans are recorded accurately and meet underwriting guidelines.
• Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
• Provide concise and accurate updates to brokers.
• Proactively chase brokers for outstanding requirements.
• Ensure all underwriting is in line with Company policy and within regulation.
• Ensure that all cases are Underwritten within the Groups Risk appetite.
• Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
• Maintaining a pipeline of cases, overseeing cases from inception through to completion.

Skills and experience:

• Ability to work as part of a team.
• Pass internal competency tests post induction.
• High attention to detail.
• Good written and verbal communication skills.
• An understanding of FCA regulation.
• Experienced inUnderwriting BTL mortgage applications.
• CeMAP (desirable, not essential).