Mortgage Pricing Analyst

Due to the continued growth of the business, we are looking to recruit a Mortgage Pricing Analyst to join our team. We are a well-established financial services organisation and an industry leader in our field of the buy to let mortgage sector. The role supports the Product & Proposition Director in determining and recommending the appropriate pricing for our product suite through the interpretation of internal and external data to ensure business performance is maximised.

The main purpose of the role will be to identify trends and market volumes as well as top performing products to ensure we maximise all our product options. You will support us in maintaining the desired competitive position within the market.

Candidates will need to have proven experience working in a fast-paced UK based mortgage lender with strong knowledge of the Buy to Let / Residential / UK mortgage lending market. Experience of working within a Data Analytics team or MI Reporting team is essential.

In return we can offer a hybrid working pattern Monday to Friday 9am – 5pm and a salary of up to £45k plus a discretionary annual bonus. Our other benefits include:

• 11% non-contributory pension scheme
• 25 days annual leave plus bank holidays
• Annual leave buying scheme
• Private Medical Insurance
• Life Assurance
• Income Protection Scheme
• Paid time off to volunteer
• Enhanced Maternity and Paternity pay
• Extensive Learning & Development opportunities
• Electric Vehicle salary sacrifice scheme

Reporting into and supporting the Product & Proposition Director, the key elements of this role are:

• Identifying and recommending pricing and proposition changes across the product suite, ensuring the products remain within the desired market positions at all times.
• To support with the development of a market risk appetite statement and monitor same. 
• To actively monitor the existing product suite against the wider peer market and UK economic environment.
• Ownership of the collation of peer market lending criteria and market data.
• To provide continued oversight, monitoring, analysis and reporting on BTL market trends – proposing recommendations to expand/diversify/retire elements of the proposition where appropriate to maximum opportunities.
• Ongoing maintenance of all industry product and criteria sourcing system relationships, ensuring the products are accurately always represented.
• To support with the production of pricing related recommendation papers.
• To create insights from the available internal and external data to drive pricing optimisation and fill gaps in the product suite.
• Provide general analytical support to the wider business.

The Mortgage Pricing Analyst role will require candidates to have strong analytical skills and the ability to translate large data into a user friendly format along with the essential criteria of experience of working in UK based mortgage lender within the Buy to Let / Residential / UK mortgage lending market while working within a Data Analytics team or MI Reporting team.

If you have CeMAP or experience with working with Tableau, this would be an advantage although not essential.

Please submit your CV for consideration should you meet the required skills.