Credit Risk Analyst

Senior Credit Risk Analyst- Yorkshire (Hybrid)- up to £45K

A well-established Client is looking for a Senior Credit Risk Analyst to join their team in Yorkshire.

Role Responsibilities:

Undertake detailed statistical analysis to review and optimise credit decision strategies, processes and models.

Undertake ad-hoc analysis to inform business decisions and investigate specific risk issues.

Ensure all analysis is accurate, well presented and delivered within the required timescales

Code, test and implement approved changes to the credit decisioning systems, acting as primary internal credit contact.

Produce detailed, accurate credit MI and identify emerging trends, risks and opportunities

Define and develop new MI reports to meet business needs.

Identify and implement continuous improvement initiatives to increase efficiency, resolve issues and/or improve business performance

Compile and maintain comprehensive documentation of credit strategies, procedures and processes

Support other areas of the business with Credit Risk expertise and analysis.

Deputise for the Lead Credit Risk Analyst/ Credit Risk Manager

To be committed to the fair treatment of customers at all times

Ensure compliance with all applicable UK and local regulations, Company Policies and FCA Conduct Rules

Demonstrate behaviours in line with our Company values

To take reasonable care for the health and safety of yourself and other persons who may be affected by acts and omissions at work

Key Requirments:

Minimum 2 years' experience in data analytics

Good knowledge of the credit customer lifecycle

Good understanding of Credit Reference Agency data and its application

Competent in data manipulation and analytical techniques

Ability to derive and communicate insight from data/Management Information

Competent in Microsoft Office, Intermediate Excel

Intermediate SAS/SQL capability

Experience in credit data analytics and modelling (Desirable)

Awareness of applicable consumer credit regulation (Desirable)

Educated to Degree Level or equivalent; preferably in a numerate discipline.

Good written, verbal and communication skills

Ability to complete tasks with minimal supervision.

Ability to manage own workload and multiple tasks simultaneously

If interested, send your CV to