Credit Analyst

Exciting Career Opportunity: Asset Finance Credit Analyst

Elevate Your Career with Our Esteemed Team

Our client is on the hunt for a seasoned Asset Finance Credit Analyst to join their dynamic team. This role offers the chance to make significant impacts within the asset-based financing sector, utilising your analytical prowess and financial acumen to drive informed credit decisions.

Why Join Us?

• Empower Your Career: Leverage this opportunity to deepen your expertise in credit analysis and asset finance, all while contributing to our client's success.
• Collaborative Environment: Be part of an established team that values collaboration, innovation, and the sharing of best practices.
• Professional Growth: Enjoy a culture that supports your professional development and career growth within the finance industry.

Key Responsibilities:

• Credit Analysis: Conduct comprehensive credit analysis for clients seeking asset-based financing. Dive deep into financial statements, cash flow models, and more to assess client viability.
• Risk Assessment: Evaluate credit risk, recommending risk ratings based on a thorough assessment of collateral, industry dynamics, and financial standing.
• Documentation Excellence: Manage and maintain all necessary documentation with unparalleled accuracy, ensuring compliance and readiness for review.
• Credit Approvals: Exercise your credit authority on proposals, collaborating with colleagues to inform credit decisions and conditions.
• Client Engagement: Interface directly with sales and Partner Support teams, ensuring a seamless flow of necessary data and insights.
• Industry Insights: Stay ahead of industry trends, asset valuations, and market conditions to refine credit decision-making processes.
• Regulatory Vigilance: Uphold stringent compliance with company policies, legal standards, and regulatory requirements.

Qualifications:

• Proven experience in credit analysis, ideally within the asset finance arena.
• B2B experience
• Ability to make informed lending decisions
• Proficiency in MS Excel and adept at financial modelling.
• Exceptional analytical, problem-solving, and decision-making skills.
• Outstanding communication prowess, both in writing and verbally.
• The ability to operate both independently and as an integral part of a team.
• A keen eye for detail and a strong ethical stance, ensuring confidentiality and integrity.

Your Path to Success Starts Here

This position represents more than just a job; it's a career move that will empower you to grow, challenge, and distinguish yourself within the asset finance field. If you're ready to take the next step in your professional journey, we're excited to hear from you.

Please note:

As you can appreciate we are currently overwhelmed with applications of individuals looking for both short term and permanent work and we can therefore only contact those applications that have relevant skills for positions that we currently have available. Should you not hear from us within a week, please assume you have been unsuccessful on this occasion.

In line with GDPR regulations, we are making you aware that to proceed with your application we will need to contact you via email, telephone and/or text message. To receive future job alerts from us, you will be required to provide consent within our marketing preference options. The link will be provided in an email to you. Source4 are an equal opportunities employer and complies with all relevant UK legislation. If you are successful in your application, you will be required to attend a full registration with one of our Consultants which will involve you providing a current passport, any relevant visas, a proof of address and completing relevant tests and a full competency based interview.