Bridging Underwriter

This is an excellent role with a lender who has gained a reputation for " a family feel within the office" and a huge level of success. Due to a recent influx of quality business and a pro-active new management team, they are keen to hire additional underwriters to work in smart City based offices.

Key Responsibilities for the role of Bridging Underwriter

• Manage a pipeline of cases in a fast-paced environment dealing with high volume workflows and prioritising accordingly.
• Underwrite bridging loan applications within company lending criteria and funding partners guidelines by making quality lending decisions and articulate them fully.
• Be alert to the risks attributed to an application ensuring that the loan is both suitable and fit for purpose
• Recommending appropriate mitigation of risks where possible.
• Ensure that the principles of the Heads of Terms or AIP are adhered to, in full, throughout the processing of the application. Recommending alternatives where necessary as a deal progresses.
• Provide excellent customer service to internal and external customers alike.
• Follow and keep up to date with current best practice and regulatory requirements in line with company training
• Ensure communication between internal departments and with external partners is clear and concise at all times.
• Keep all internal systems up to date
• To be responsible for all underwriting queries and resolution of issues

Required Skills and Experience:

• Bridging or short-term lending and property related lending underwriting experience gained with a lender preferred
• Excellent understanding of compliance aspects of the role, MCOB, and CCA
• Detailed understanding of organised fraud and measures/systems in place to avoid it.
• Ability to adopt a pragmatic approach to underwriting ideally with a specialist lender
• Able to demonstrate you are proactive, hardworking, flexible and able to work under own initiative but also as a team player
• Able to prioritise effectively to manage multiple underwriting functions
• Commercially aware with excellent interpersonal and communication skills
• Experience of underwriting regulated loans preferred

The role is fully office based and offers a competitive salary and supporting package.