Portfolio Risk Manager (part time) - Debt fund

Job Title: Portfolio Risk Manager (part time) - Debt fund

Location: Hybrid - Bristol, Manchester or London

Hours: 3 days per week

About the Role

Our client is an established,Fund committed to supporting businesses in the UK creative industry. The organisation champions, connects, supports and invests in creative people and businesses. Their goal is simple: to cultivate a world where creativity is championed, valued, and nurtured.

This role sits within the Investment Department, where they run a number of investment funds across equity and debt. Our client is looking to add a Portfolio Risk Manager to the team, to operate and support at the heart of their investment activities, providing vital scale-up finance to the UK’s most promising creative businesses.

Through a dedicated investment team, the Company deploys investments to eligible UK businesses with a view to supporting their growth and returning the investment with profit and impact.

Remit of the Portfolio Risk Manager (part time) - Debt fund

To effectively manage the Risk Portfolio and act in deteriorating positions. To provide support to colleagues to ensure effective and constructive outcomes for the Company and its customers. To support with compliance functions as well as build and maintain meaningful supportive relationships with portfolio clients.

Responsibilities of the Portfolio Risk Manager (part time) - Debt fund role:

• Monitoring the performance of loan portfolios
• Monitor portfolio data and regularly review with Portfolio and Investment Managers
• Proactively identify actual/potentially problematic borrowers and take decisive action to mitigate losses and reduce bad and doubtful debts to agreed target levels
• Take the lead with clients who experience serious trading difficulties and deal with all relevant actions and correspondence
• Lead relationships with solicitors, insolvency practitioners and recovery agents
• Assist the BMs deal with repayment holidays and restructuring requests
• Recommend the provisioning and writing-off of loans
• Co-ordinate and lead preparation of material for the Credit Committee
• Assist the Lending Panel in the taking, ranking and enforcing of security as required

Required Skills and Experience of thethe Portfolio Risk Manager (part time) - Debt fund role:

Essential Experience, Knowledge and Skills:

• Credit experience including working with customers in financial difficulty
• Understanding and experience of business loan security, implementation and recovery
• Minimum 3 years’ experience in the SME lending sector
• Effective relationship management skills in distressed lending
• Excellent interpersonal communication and presentation skills
• Effective workload prioritisation and time management skills
• Adaptable and a team player
• Ability and willingness to travel
• A commitment to the ethos of the Responsible Finance sector

Desirable Experience, Knowledge and Skills:

• A degree or equivalent finance/business professional qualification
• Ability to forge networks and generate new business.
• Existing networks and contacts relevant to this position
• A good knowledge of the SME environment
• Experience of FCA compliance