Underwriter - Invoice Finance

A rare and exciting opportunity has arisen to join the credit team of a well established provider of UK based finance solutions in an Underwriting role.

In this home-based position, you will be responsible for the Credit Analysis and structuring of mid

Key responsibilities:

• Perform underwriting diligence, including industry research, company research, identifying performance drivers, projecting future performance and viability.
• Being an strong advocate of the new business team ethic by way of an active and infused presence in various external meetings with focus to support sales origination alongside protection of the book.
• Structure facility proposals based on the quality of the collateral alongside financial strength of the prospect.
• To maintain and uphold the highest levels of customer service.
• To assist in the development, implementation and management of new products and approaches.
• To provide coaching, advice, development and guidance to the sales team regarding how best to structure New Business Reports.
• To help develop, understand, promote and educate staff in all products offered by the group.
• To be involved in any project work as required.
• To continually promote the Group’s core values.
• To undertake all reasonable tasks as requested from time to time.
• Timely decision making on facilities within your own mandate within agreed service levels.
• Provision of recommendations and supporting paperwork for all facilities above your own mandate in fast, efficient and robust fashion.
• Foster cross-functional team building.
• Ensure compliance in credit policy and procedures.
• Partners with relationship Managers to cultivate client relationships.
• Exhibit a sense of urgency towards meeting client requests while also meeting acceptable risk parameters

Key Requirements:

• Invoice Finance/ Asset Based Lending experience with particular reference to audit & survey, relationship management and sanctioning.
• Robust credit assessment and analytical skills.
• Strong understanding of invoice finance related risks and possible solutions to be applied.
• Strong decision making and influencing skills.
• UK Finance IF/ABL Diploma or equivalent industry related qualification preferred.
• Knowledge and use of Risk Factor would be advantageous.
• An in-depth understanding of the security against which we are being asked to provide funding.
• An understanding of Statutory Accounts and an ability to analyse and report on.
• An understanding of contracts and their ability to impact on the collectability of debt.
• A commercial outlook when considering proposals.
• An ability to structure a proposal into a deal acceptable to all parties.
• A knowledge of all products offered within the Group and an understanding of the risks associated therewith.

The successful candidate will be rewarded with a market leading salary and benefits package.