Senior Credit Analyst

Senior Credit Analyst - Asset Finance

£55,000 - £65,000 + 20% Bonus + 12 Pension + Life Cover + Private HealthCare

Hybrid working - 3 days in office

The Role:

Underwriting and evaluation of credit and transaction risks through completion of credit applications for new and existing customers in UK and Ireland.

Responsibilities:

• Analyse and underwrite transactions under own authority for all types of assets
• Analysis of customer creditworthiness (via financial data, credit and sector reports etc. including customer visit).
• Risk evaluation of the deal structure (including collaterals, asset values, evaluation of exposure, etc.)
• Preparation of credit applications for deals above own authority
• Pre-qualification of deals with Sales
• Full compliance with all Risk Policies
• Adherence to decision making according to the authority matrix
• Compliance with rating systems
• Risk Reporting
• Organise and maintain credit files
• Novation and reschedule decisions

The Candidate:

• Work under own initiative
• Demonstrate highest level of integrity and professionalism
• Strong analytical skills
• Ability to work accurately under pressure
• Ability to interact maintaining good lines of communication with all internal colleagues (especially Sales) as well as external customers
• To work within agreed policies and procedures and with due regard to Equal Opportunities and Health and Safety considerations
• Prepared to work as necessary at busy periods.
• Compliance with KYC and AML requirements on an ongoing basis and report any issues as required

Salary and Benefits:

£55,000 - £65,000 + 20% Bonus + 12.5 Pension + Life Cover + Private HealthCare

Hybrid working - 3 days in office, 2 days from home.