Portfolio Manager - Asset Based Lending

A rare opportunity has arisen, to join an established UK banking brand and one of the leading providers of Asset Based Lending in the UK in their Corporate Portfolio team. You will be responsible for the day to day management of a portfolio of complex lending facilities relating to large corporate organisations. Typical Facility sizes range form £3 Million to £70 Million.

Responsibilities include:

• Manage and control a portfolio of around 15 high value invoice discounting and ABL clients.
• Minimise the risk of loss through use of risk management tools and implementation of risk management procedures.
• Maximise client life by ensuring delivery of excellent service, engaging Senior Management where appropriate and implement additional services where appropriate.
• Maximise income by ensuring the correct fee rates are maintained, and by ensuring additional fees are charged where appropriate.
• Obtain and review financial information from clients.
• Undertake annual client reviews, and ad hoc reviews where facility changes are required and make appropriate presentations to Senior Management / Exec Board.
• Undertake client visits as required.
• Take on new clients as required.
• Provide a business underwriting resource as required.

Standards of Performance:

• Maintain bad debt write off’s to within annual budget.
• Ongoing management of collateral performance.
• Ensure risk reducing actions are prioritised and completed, and risk issues are promptly reported to line / senior management.
• Respond to client audits promptly and act on recommendations.
• Establish and maintain effective relationships with clients.
• Source new business referrals from existing clients.
• Ensure client relationships are profitable.
• Complete annual reviews and client visits as per targeted requirements.
• Document issues discussed and agreed at client visits.
• Ensure clients operate within contracted terms and conditions.
• Alter terms and conditions as required, and ensure changes are properly documented.
• Strong financial and analytical skills.

Experience/qualifications and/or knowledge required:

• Industry specific experience including exposure to credit & risk.
• Client management experience and an in-depth knowledge of Asset Based Lending.
• ABFA qualification to at least certificate level.
  
  You will be rewarded with a market leading salary and package, in addition to an outstanding opportunity to develop your career.