Personal Lines Insurance Adviser

Personal Lines Insurance Adviser
Location: Street
Salary: Negotiable

Overview

Higos Insurance Services (part of Brown & Brown Europe) are currently looking for a Personal Lines Insurance Adviser to join the successful and experienced team based out of the Street office location.

Higos prides itself on being a market leading regional broker with a strong reputation of service gathered from over 30 years' and operating from multiple office locations across the South West. The Personal Lines Insurance Adviser is central to the local region and alongside the team will deal with all sizes including more technical personal insurances. Access to various, sometimes unique market wordings and online underwriting systems will give you a strong position in finding the most appropriate insurances to suit clients demands and needs.

The position provides advice to clients to ensure conversion of new business, service of existing accounts and retention of renewals to achieve company income targets and to provide support to clients in all aspects of the sales process in accordance with company procedures and regulatory requirements.

This is a long term and progressive opportunity with a stable and reputable broker. You will need insurance underwriting or broking knowledge from either another broker or financial services company. If you are keen on working in a professional, friendly and happy environment this position will suit you.

The day to day:

• Meet and deliver against agreed Renewal Retention or New Business Targets , contributing towards the teams overall targets & KPI's
• Ensure you carry out thorough pre renewal reviews and with your clients annually.
• Conduct a full market review for your client and offer the most suitable policy and product.
• Invite all Personal Lines polices within good time, in line with our Higos operational guidance of 21 days prior to the renewal date.
• Ensure polices are renewed, on or before the renewal date.
• Complete all roles and tasks as required by your line manager, ensuring all operational priorities and Higos rules, procedures and policies for risk and compliance are adhered to.
• Manage and prioritise your Tasks are kept up to date and not overdue
• Identify and discuss with your clients cross sell opportunities
• Complete any training that is deemed necessary for your role and fully prepare for your regular one-to-ones and annual year-end review, ensuring that you discuss activity around your agreed development plan and that all training is completed on time.
• Adherence to our Training & Competency scheme and pass audits.
• Keep Up to date with Continuous Professional Development Plan (CPD)
• As and when required undertake small projects and/or provide specialist input into wider business projects and initiatives.

What's on offer:

• Negotiable basic salary + bonus
• Wide range of additional addon benefits and discounts (Pension, Holiday etc)

Your experience:

• Knowledge of Personal Lines Insurance covering either Motor and or Household risks
• Insurance experience of handling new enquiries, renewals and mid-term adjustments
• Good knowledge of the Personal Lines Market place
• Ability to identify the best policy to meet clients' needs
• Ability to take responsibility for own performance
• Strong verbal and written communication

Wider about us:

Higos Insurance Services are part of the Brown & Brown Team, Brown & Brown, Inc. (NYSE: BRO) is a leading insurance brokerage firm, delivering risk management solutions to individuals and businesses since 1939.

With 16,000+ teammates in approximately 500 locations worldwide, we are committed to providing innovative strategies to help protect what our customers value most. For more information or to find an office near you, please visit our website.