Non Standard Household Underwriter

Non-Standard Household Underwriter

Manchester

Salary - £60,000 to £70,000 p.a.

We are seeking two highly skilled Non-Standard Household Underwriter with experience in handling £1m+ GPW (Gross Written Premium) to join a dynamic team in a leading insurance company based in Manchester. Our client is part of a global insurance group and an approved cover holder at Lloyd's of London, they specialize in providing innovative insurance solutions across various sectors and the business is 50/50% renewals and new business oriented.

Responsibilities:

• Evaluate the risk and exposures of customers for new business, mid-term adjustments and renewals from our network of UK and Ireland brokers.
• Quoting, converting and retaining business to meet budget and underwriting performance targets.
• Underwrite the full range of products from all distributions.
• Achieve both new business and renewal GWP income budgets.
• Underwrite in accordance with the Internal Underwriting Guide and the Underwriting authority awarded.
• Trade with Brokers to maximise conversion and retention within your authority.
• Monthly reporting to Line Manager.
• Take underwriting referrals from other offices.
• Understand/support and drive income, conversion and retention objectives.
• Conduct Peer Reviews as allocated and as per PP003.
• Assist in the development of new and existing products.
• Deal with incoming enquiries from clients, insurers and other third parties in a professional and timely manner.
• Underwrite taking all necessary care to protect the interest of our capacity providers.
• Carry out macro underwriting tasks as required.
• Perform other duties from time to time as determined by the management.

Skills and Experience:

• c3 years of experience in Non-Standard Underwriting.
• Proven track record of underwriting a significant Gross Written Premium (GWP) volume.
• Cert CII qualified progressing towards Dip CII
• Proven track record in household underwriting within an MGA, insurance company or Lloyd’s syndicate Skills and competencies.
• Display excellent sales and trading behaviours.
• Excellent numerical, analytical and planning skills
• Knowledge and understanding of the insurance market and the basic principles of insurance.