Motor Finance Underwriter

Job Title: Motor Finance Underwriter

Salary: £25,000

Location: Solihull

Hours: 37.5 hours per week - Monday to Friday - 8:30am - 5pm and Saturday 10am - 4pm on a rota'd basis.

Hybrid working is available for all employees and can be tailored to suit the individual.

Description:

Would you like to be part of a values driven, award-winning business committed to employees wellbeing and passionate about creating a flexible and inclusive environment?

A well-established financial services Business with Platinum Investors in People accreditation are looking for a Motor Finance Underwriter to join their busy team.

Underwriting loans from receipt of application through to release of funds, Underwriters must be able to develop and maintain strong business relationships with introducer panel that adds value and directly contributes to business growth.

This company is renowned for employee retention and the benefits package that all employees receive is extensive. It includes: generous holiday allowance, with a day off for your birthday, paid community volunteering, company-wide, profit-sharing bonus, pension plan - with employer contributions of up to 10% of your annual salary, life assurance and personal accident cover.

Key Duties:

• Awareness, understanding and contribution in the achieving of the business area’s objectives
• Achieve personal objectives set by your Manager
• The evaluation of motor loan applications utilising the appropriate credit reference data, fraud prevention techniques, credit policy and lending guidelines and procedures
• The analysis of supporting documentation
• Effective handling of all incoming new lending enquiries
• Where appropriate authorise the sign off of payout completion applications
• Possess the ability to work with a degree of autonomy and empowerment but making fully informed referrals where necessary to more experienced team members/higher mandate holders or Credit Risk Department
• Where possible be a mandate holder, actively utilising the mandate across the department
• Ensure decisions are delivered in line with the prevailing credit policy and lending guidelines and agreed deadlines and service standards
• Participate in meetings
• Attend training courses that are identified to assist in personal and role development
• Establish and maintain professional relationships with external service providers, introducers, and internal customers

Key Skills/Experience Required:

• Awareness and understanding of all prevailing regulatory and compliance requirements
• Strong business awareness and excellent risk management skills
• Ability to work within a team and on own initiative
• Ability to communicate clearly and concisely on all levels
• Computer literate with a working knowledge of MS Office applications

In return for your hard work, you will earn a salary of between £25,000 plus excellent benefits.

For more information, or to apply for this vacancy, please email your CV or get in touch.

Morgan Parkes Recruitment Ltd operate in the UK and can only process applications from candidates who are currently eligible to live and work in the UK. We operate a strict equal opportunities policy.

Personal data you supply will be used for contacting you via telephone or email about our service. Your data will be kept securely and retained in line with GDPR regulations. You have the right to withdraw your consent to the use of your personal data for the specified purpose at any time.