Household Underwriter

Purpose:

Analysing risk in insurance proposals, determining policy terms and calculating premiums on the basis of actuarial, statistical and background information.

Identifying and writing profitable business in support of the Company’s achievement of its overall business objectives.

Main Duties

Assessing standard and non-standard underwriting information.

Offering appropriate quotations and acceptance of risks.

Retention of existing broker base.

Ensuring all underwriting is conducted within Authority limits.

Reviewing referred claims.

Responding to complaints in a timely and efficient manner.

Maintaining regular contact with trading partners and acting professionally at all times.

Ensuring that trading standards are being met.

Liaising with Accounts Department to assist with collection of premiums.

Monitoring and keeping up to date with technical and regulatory matters and act accordingly.

General Duties

Complying with all company policies and procedures, including health and safety procedures.

Carrying out any other functions deemed necessary by the Team Leader or Underwriting Manager for the effective operation of the department.