Credit Analyst/Underwriter

Our client who are very well established within their industry are looking for a Credit Analyst to join their team. The company are very well established, have a good reputation in the marketing place and offer a competitive benefits package, including hybrid working.

Responsibility of the role is conducting credit assessment and underwriting soft assets inline with FC regulations.

Duties:

Duties:
Carry out credit assessments and underwriting for soft asset classes.
Predominantly SME and Corporate customers.
Participate in the process of structuring. Underwriting.
Carry out credit assessments and underwriting for soft asset classes.
Predominantly SME and Corporate customers.
Participate in the process of structuring. Underwriting and documenting credit facilities designed to meet both client and investor needs.
Conduct full credit due diligence on requests for asset finance facilities up to £500k, including financial, product and industry analysis.
Work closely with sales, asset management and pricing teams to understand proposed transactions and obtain required information to minimise risk and maximise profitable transactions.
Provide support on counter fraud and regulatory tasks within the Credit Department.
Write appropriate credit reports in relation to request for new credit facilities
Prepare and support credit ratings in line with credit policy.
Manage approval of credit facilities through personal authority or submission to appropriate credit authority.
Hold and use a personal credit authority commensurate with proven ability and experience. A typical analyst authority is up to £500,000.

Role requirements
Expereince of working within a similar role.
Credit assessment/underwriting experience.
Proven track record of utilising a personal credit authority.
Excellent attention to detail and capacity for independent analysis and decision making.
Excellent time management skills with ability to prioritise workload.

Please note:
As you can appreciate we are currently overwhelmed with applications of individuals looking for both short term and permanent work and we can therefore only contact those applications that have relevant skills for positions that we currently have available. Should you not hear from us within a week, please assume you have been unsuccessful on this occasion.
In line with GDPR regulations, we are making you aware that to proceed with your application we will need to contact you via email, telephone and/or text message. To receive future job alerts from us, you will be required to provide consent within our marketing preference options. The link will be provided in an email to you. Source4 are an equal opportunities employer and complies with all relevant UK legislation. If you are successful in your application, you will be required to attend a full registration with one of our Consultants which will involve you providing a current passport, any relevant visas, a proof of address and completing relevant tests and a full competency based interview.