Senior Mortgage Credit Risk Underwriter

Posted 6 March by Stellar Select Limited Featured

Job Title: Senior Mortgage Credit Risk Underwriter

Location: Bracknell

Salary: Up to £50,000


  • 25 Days holiday
  • Healthcare
  • Life Assurance 4 times salary
  • Pension (contributory)
  • Discretionary bonus scheme
  • Free onsite parking
  • Onsite restaurant
  • Denplan
  • Healthshield
  • Childcare Vouchers

About the role

We have a great new role for a Senior Mortgage Credit Risk Underwriter offering up to £50,000 based in Bracknell. You will be responsible for the credit sanctioning of the most complex loans which could be outside of lending policy. You will make recommendations for changes to lending policy and processes aligned to the company's risk appetite and lending strategies and act as a point of reference as a subject matter expert primarily focused on complex residential loans

Responsibilities and Experience required for the role of Senior Mortgage Credit Risk Underwriter

  • Credit sanctioning a range of mortgage loans focusing more on complex residential loans including lending in Retirement
  • Providing loans outside of criteria within high level mandate authority
  • Act as a point of contact for other underwriters to provide guidance and approval of complicated mortgage scenarios
  • Making recommendation to Credit Committee for changes to criteria and procedures
  • Writing operational business requirements for improvements
  • Provide training to underwriters where skill gap has been identified regarding mortgage underwriting
  • Embed procedural changes to new business operations
  • Significant underwriting experience with experience in a similar role
  • Previous individual mortgage underwriting experience with a mandate of at least £500,000 including an exception mandate
  • Experience of a manual underwriting environment
  • High degree of customer focus and commerciality with robust decision-making skills which can be easily communicated
  • Robust understanding of regulatory landscape, DPA, Money Laundering, TCF, MCOB and fraud awareness
  • Desirable - CeMAP qualification or part qualified

For more information regarding the role of Senior Mortgage Credit Risk Underwriter contact us on

Stellar Select is acting as an employment agency and is a corporate member of the REC

Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days

Application question

Do you have a clean credit history?

Reference: 34618960

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