Senior Credit Risk Officer
Our client is a newly established division of a well known high street provider of financial services to the consumer market. The objective of the newly formed business is to provide online personal loans to the consumer market which are transparent,ethical and innovative.
As such they are seeking to appoint a Senior Credit Risk officer to work from their offices based in Guildford. As the Senior Credit officer you will lead the credit risk function and will be instrumental in the developing the business approach to managing credit risk leading to smarter lending decisions.
To be considered you must have recent experience within Credit risk in the unsecured consumer lending market and will have experience in the following areas:
·Developing the company’s credit model framework and scorecards including monitoring and oversight of credit decision making.
·Monitoring of key metrics used to identify existing and emerging Credit Risks, through existing MI, development of MI (including dashboard KPIs), independent analysis and targeted reviews.
·Identifying potential gaps and stress points in the internal Credit Risk approach, strategy, models and processes.
·Ensuring that the company is delivering against its policies including the Responsible Lending approach.
·Reviewing the credit pricing strategy in addition to supporting the definition of the collection’s strategy
·Providing decisive leadership on the credit risk strategy and the prioritisation of key activities
Extensive Credit Risk management experience within portfolio, credit and collections analytics, strategy and policy setting gained within a consumer finance field, ideally in unsecured lending.
A demonstrable track record of strengthening risk management capabilities in a portfolio or business
Experience in establishing and maintaining a strong control environment
Analytical and logical but with broad business experience and therefore the ability to manage risk within a commercial context
Ability to influence senior stakeholders and decision makers
Clear, logical and analytical approach to problem solving
This is an excellent opportunity for a suitably qualified and experienced individual to join a business which has clear goals and objectives to be a major player in the consumer lending market within Europe. If you believe you have the experience we are looking for and want to contribute to the development and growth of a business from day one then please forward your CV today stating your salary requirements and any notice period.
It is Birchfield Recruitment’s policy, that we to respond to all applications within three working days. If your application is not taken forward by us your details will not be retained unless you specifically request us to do so.
Birchfield Recruitment is a Recruitment Agency and is advertising this vacancy on behalf of one of its Clients.
- Credit Bureau
- Credit Risk
- Consumer Lending
- Unsecured Loans
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