Job Title: Scorecard/Credit Risk Modeler
Location: MotoNovo Finance, One Central Square, Cardiff City Centre
Salary: Up to £35,000 pa + Annual Bonus
Hours: 35 hours per week Mon-Fri 9am-5pm
Our Credit Risk Analysts are the foundation of our business and their work is key to our success. Due to continued growth, we have opportunities available that will suit a graduate or someone that has recently embarked on their credit risk career. As well as project diversity, we are also committed to investing in training for all of our analysts so that we can develop the most capable credit risk team to assist MotoNovo on its expansion journey.
As a Quantitative/Credit Risk Analyst you will assist the Credit Analytics Team in developing and maintaining scorecards and other statistical models utilised in the business. This person will also be required to develop and maintain effective analytical reports - such as for credit committee or scorecard monitoring forums - that can be used by the business to make key decisions on areas such as risk.
The team operates on a culture of shared learning, creative thinking and proactive support for the business. The successful candidate must be prepared to embrace this way of working and be an active contributor to the team ethic.
There is a broad role remit with potential to cover different portfolios (secured and unsecured) and including (but not limited to) application modeling, credit risk modeling, stress testing and portfolio optimisation.
The ideal candidate will be :
- Highly numerate and educated to degree level or equivalent in a numerate subject
- Will be an analytical thinker and logical problem solver
- Will have good interpersonal skills with the ability to build strong working relationships at all levels across the business
- Experience in creating and developing credit risk/scorecard models as well as any coding experience is highly desirable but not essential.
MotoNovo Finance is one of the largest lenders in the UK used car finance market, and officially one of the Sunday Times Best Companies to work for. Here at MotoNovo we are proud of our culture, and place trust, integrity, and teamwork at the heart of what we do. It’s what makes us unique, and is part of our success.
MotoNovians are a diverse bunch who have several things in common - we are committed and motivated, but are also well rewarded and know how to have fun! When you join us, you will become part of a business which values you as an individual and believes that you will make an incredible contribution to the growth of our business.
Located in One Central Square, at the heart of Cardiff City Centre, we have provided our 500+ employees with a first class working environment, designed to enhance creativity. As we grow, we are on the look-out for more talented and ambitious individuals to join our enthusiastic team, and help us in continuing to drive forward through innovation and change.
As a MotoNovian, you can expect an excellent remuneration and competitive benefits package, including private medical insurance, life assurance, pension (employer contribution up to 10%) plus many more.
For the full breakdown of responsibilities, please download the job description.
We are committed to the achievement of equal opportunities.
Please be aware that MotoNovo Finance reserves the right to close this vacancy early should sufficient applications be received.