Mortgage Underwriter

Posted 5 days ago by Corporate Recruitment Solutions
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About the Mortgage Underwriter Role

My client is a specialist lender in the FinTech market. They are well known for their quick turnaround of deals, excellent client management and savvy tech platform. After completing a funding round last year they are rapidly investing in the business focusing on Automation and now adapt a Direct to consumer but also a broker model.

Culturally they are dynamic and driven, they are keen to create a fun but hard working environment where employees can work autonomously to get the job done and add to business success.

As the Mortgage Underwriter your responsibilities and duties will include:

As a Buy to Let mortgage underwriter, you will make sure appropriate lending decisions are made in a well-timed manner, whilst providing incredible levels of service as you go including:

  • Use allocated lending mandate to assess and underwrite mortgage applications in accordance with current lending policy and within mandated limits;
  • Operate as a team player within the business to ensure that all service standards and targets are consistently delivered;
  • Adhere to TCF requirements and principles;
  • Identify and report events and suspicions in line with Anti-Money Laundering legislation and procedures;
  • Ensure all work is undertaken to a first-class standard by adopting a right-first-time attitude and approach through coaching, training and performance management;
  • Ensure effective communication with internal stakeholders, external customers, and third parties;
  • Support Head of Underwriting by demonstrating daily the proactive planning, management of workloads and recommendation of process improvement changes where appropriate;
  • Maintain and review a comprehensive set of measures on the quantity and quality of applications received;
  • Manage pipeline cases through to completion;
  • Work with legal, credit risk, and finance teams to ensure all lending requirements are satisfied prior to the release of funds.

Essential Skills and Competencies of the Mortgage Underwriter are:

  • 3-5 years experience in buy to let mortgage underwriting is essential.
  • Added bonus if you have underwritten portfolio buy to let
  • Understanding/experience in Manual underwriting and ideally more complex deals in the past
  • Held an individual mandate of around £200K
  • Keen to work in a fast paced growth environment
  • Enjoys being involved in wider projects e.g. Automation

For more information about the Mortgage Underwriter role please get in touch or to apply send your CV now.

Reference: 44773569

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