IFA Technical Consultant
Providing financial planning support to advisers in a successful team and assist them in delivering an outstanding financial planning service to new and existing clients
- Preparing for and attending all client meetings wherever possible
- Gathering and analysing comprehensive, detailed information from clients, their professional advisers and others
- Producing comprehensive and clear suitability letters for clients
- Preparing a series of lifetime cashflow models relevant to each client’s circumstances, objectives and possible financial outcomes
- Communicating these models to each client in person and subsequently in writing
- Dealing with queries and modified scenarios as required
- Constructing and producing a financial plan to address each client’s lifetime objectives in the context of these cashflow models, generally comprising (but not limited to) contingency planning, legacy/succession planning, asset allocation/wealth management and tax planning
- Carrying out regular reviews of clients’ financial plans, circumstances and objectives
- Dealing with complex and technical client queries as and when they arise
- Interpreting new technical information, legislative and regulatory changes from various in-house and external sources and ensuring the team remains compliant with FCA and internal compliance procedures.
- Already be in a paraplanning role involving direct contact with clients
- Previous extensive experience within the independent sector of the financial service industry
- Be working towards becoming a Chartered Financial Planner (or IFP equivalent)
- Understand the principles of asset allocation and portfolio construction
- Have excellent knowledge of investment, life and pensions products and current legislation
- Have broad knowledge of esoteric products, including VCT and EIS investments and structured products
- Have a comprehensive understanding of Income Tax, CGT, IHT, Trusts and both DC and DB pension transfers
- Understands the importance and benefits of lifetime cashflow modelling
- Previous experience of using Intelliflo an advantage
- Based in Farringdon
- From £45,000 + depending on experience
- Discretionary bonus structure
- Monday to Friday; 9.00am - 5.30pm
Please note; Due to the large number of applications that we receive, if you have not had a response within 7 days, please assume that you have been unsuccessful on this occasion.
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Optima Recruitment acts as both an 'Employment Agency’ & 'Employment Business’ providing recruitment services throughout Surrey.