Head Of Underwriting - Bridging Finance

Up to £100,000 plus excellent bonus and benefits

London

Due to exciting growth and expansion, a fantastic opportunity has arisen for an experienced Head of Underwriting to join a specialist Property Lending company based in London. Specializing in bridging finance, you will be working closely with clients, brokers and internal teams to streamline the underwriting process whilst also managing a team of 15 Underwriters and Case Managers, my client completes on over 30 million of lending a month, candidates must have underwriting experience and Management experience within bridging lending.

Duties of the Underwriter (Bridging Finance) to include:

• Responsible for conducting comprehensive analyses of financial documents, credit histories, and property appraisals to make informed lending decisions.
• Managing the team / personal loan pipeline, adhering to SLAs, conducting KYC, AML, and due diligence checks.
• Review legal documents, valuation reports, and perform key checks (land registry, credit).
• Underwrite loan applications following credit risk policy, assess risks across the property cycle, and support decisions on loan values and terms.
• Present loan funding proposals to Line Manager and assist senior underwriters with complex cases.
• Ensure fraud prevention, support the loan offer process, and execute transactions within agreed timelines
• Build and manage a network of brokers and borrowers, providing ongoing contact and exceptional customer service.
• Communicate with external stakeholders during the loan funding process and mentor junior underwriters.
• Deliver MI to management, update CRM (Hubspot), and identify new lending opportunities to meet personal targets.
• Attend meetings, share best practices, and act as a company ambassador.

Requirements for the successful Underwriter (Bridging Finance):

• Previous experience working within Bridging Underwriting
• Previous experience managing underwriters and Case Managers
• Strong attention to detail with ability to identify and assess risks accurately and effectively.
• Excellent communication abilities with strong written and verbal skills.
• Strong MS Excel abilities
• Excellent organisations skills and ability to prioritise and manage multiple tasks as part of a busy workload.