Graduate Trainee Financial Adviser

Posted 18 March by Future Perfect Financial Solutions Ltd Easy Apply

If you are bright, numerate, have an interest in financial services, an ambition to develop and want a long-term, lucrative career, this could be the opportunity for you.

A career as a Financial Adviser

Financial Advisers help clients make well-informed decisions about their financial journey through life. This means discussing what they want out of life, what their financial requirements will be and how resources can be harnessed towards achieving their goals. You can then recommend financial products and services to meet their current and future needs. You could be advising your clients on pensions, investments, mortgages or insurance products.

The market for financial advice is growing strongly as successive governments pass more responsibility onto individuals to make their own financial provisions and also because tax laws become ever more complex.

The average age of a Financial Adviser in the U.K is now 54 so within the next decade many will have retired. The combination of increasing demand for financial advice and a dwindling supply of financial advisers creates an excellent career environment.

About Future Perfect

Established in 1989, Future Perfect has a team of 15 Financial Advisers and Mortgage Advisers, looking after some 3,500 client households across the Midlands. We have grown through our ethos of offering quality, face-to-face financial planning advice and commitment to building trusted and enduring relationships with clients. Our head office is based in Binley Business Park, Coventry.

We are part of a financial services distribution company called Openwork Ltd, which provides a range of business support to a nationwide network of some 600 locally owned and managed financial advisory businesses such as Future Perfect.

We are looking to take on a trainee, either a graduate or of graduate calibre, and develop them up to become a "fully competent" and qualified financial adviser.

Training and Development

Future Perfect, in conjunction with Openwork, has a 2 1/2 year Academy programme that will equip you to provide a first class, professional and expert financial advisory service to clients.

To become a Financial Adviser, you will need to gain the Diploma of Financial Planning. This is a Level 4 qualification run by the Chartered Insurance Institute that consist of 6 examinations.

Openwork runs a series of workshops, training courses and study days and pays for the cost of study materials and examinations (but not re-sits). You will also be given paid study time by Future Perfect.

Having achieved the Diploma, the next step is to take another CII exam to become a Pension Transfer Specialist.

The role

Your role will develop over the 30 month programme.

Initially, you will be:

  • Making appointments with clients and potential clients
  • Assisting advisers in preparing for meetings
  • Liaising with insurers and investment institutions

You'll then work closely with the Practice Principal, who is a Chartered Financial Planner and Pension Transfer Specialist:

  • Gathering information about client's company pension scheme benefits
  • Analysing clients' portfolios
  • Writing Suitability Reports
  • Shadowing the Practice Principal in meetings

The ideal candidate

Becoming a Financial Adviser is not for the faint-hearted or the uncommitted. You must be highly motivated and totally committed to gaining the knowledge and expertise required.

You will also possess the following attributes:

  • Confident
  • Numerate
  • Highly organised
  • IT proficient
  • Approachable and having natural people skills
  • Genuine interest in financial planning
  • Ambitious for development
  • Coachable
  • Motivated, a natural self-starter
  • Have a clean credit record
  • Have a car so that you can visit clients in their homes and offices once qualified

Rewards and benefits

  • Competitive salary
  • Bonuses when qualified
  • 20 days paid holiday plus bank holidays
  • Pension

Once practising as a Wealth Manager, you will have the opportunity of moving to a self-employed contract, which brings with it the advantages of greater earnings, building up a business value and the opportunity to gain an equity stake in Future Perfect. The average earnings of our established Wealth Managers in 2017 was £102,500 pa.

Future Perfect Charitable Fund

We are extremely proud of the Future Perfect Charity Fund. It is a grant-making charitable fund, part of registered charity Zurich Community Trust, where funds are raised and donated by the Future Perfect community. The Company matches monies raised or donated, pound for pound and also contributes 1% of its pre-tax profits. Since its set-up in 2014, we have raised over £22,000 for good causes in the Midlands.

How to Apply

To apply for this role, please click on the Apply button now.

Required skills

  • Academy
  • Business Support
  • Financial Advice

Reference: 34710232

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