Are you a Graduate looking for a career within Banking?
Small Business Lending Manager
Are you a graduate in economics or a similar subject and interested in a position within Banking? This Well established Business based in Preston is seeking a Small Business Lending Manager.
Your new company
This Preston Based business is seeking an exceptional Small Business Lending Manager to work within their well established team. The company bases themselves on providing an ethical service and fair rates within the market.
Your new role
As A Small Business Lending Manager, you will be responsibility for the management of the start up loans contract providing support, advice, guidance and analysis in line with agreed standards, timescales and deadlines. You will take responsibility for the management of the start-up loans contract and team, ensuring standards, regulatory requirements lending and arrears targets are met at all times. You will also assess viability of loan applications by analysing business plans, cash flow forecasts and affordability, conduct due diligence on applicant and business idea. Make recommendations to approve or decline none credit scored lending applications. Provide one to one business advice and support to loan applicants and drive product design and delivery alongside the CEO, ensuring the correct level of business support, advice and guidance is provided at all times. Along with responding to initial customer enquiries, explaining what the Start Up Loan scheme is and the application process; advising customers on how to complete business plans and cash flow forecasts and process all SUL applications, ensuring all relevant documents are received. To ensure that LCF/SULCo's credit policy is followed at all times. You will be arranging meetings with customers and/or a member of the lending team to interview the applicant. you will be managing the marketing and media activity within the SUL team. Apply Know Your Customer (KYC) and anti-money laundering checks and controls to all customer activity. Building strong professional relationships with a variety of people and organisations within the local community to generate a pipeline of new clients and ensure clients are obtaining appropriate business development support. Attend networking events and make required presentations, prepare quarterly newsletter and reports. Maintain awareness of FCA regulations, Consumer Credit Act, current Trading Standards requirements, the requirements of the Data Protection Act and any other relevant legislation and ensure that all actions taken comply with these Acts.
What you'll need to succeed
You will have an understanding of Financial Services regulations and an understanding of the needs of people who are currently excluded from mainstream financial Services and demonstrate your experience and knowledge of working with disadvantaged local communities to provide financial products that will make a real difference. You will also have an experience of underwriting business loan applications and strong information gathering and report writing skills. Ability to communicate effectively and clearly in a variety of ways including verbal and written to meet the needs of different audiences including customers, staff, mentors & stakeholders. You will have experience in working to a business plan and meeting targets. With advanced level IT office skills, word, excel, statistical and data analysis and be prepared to travel when required.
What you'll get in return
You will be given the opportunity to work within a successful team with a competitive salary and benefits.
What you need to do now
If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now.
If this job isn't quite right for you but you are looking for a new position, please contact us for a confidential discussion on your career.