My client, an award-winnng FinTech that specialises in finance and interest rates with some of the UK's leading insurers and venture capitalists, is looking for a new Data Scientist to be based out of their west London office.
Reporting to the Head of Decision Science, you'll support the continuing development and improvement of their decision science capabilities, with a high and critical emphasis on enchancing the data warehouse, MI and consumer credit decision models.
? Enhance consumer credit risk models, affordability assessments and related policy rules to optimise realised approval rate / credit loss / price metrics in line with agreed targets.
? Support the established company risk assessment process to ensure the creditworthiness of prospective employers looking to offer payroll deducted loans.
? Develop additional models such as an attrition risk prediction model, reject resurrection to further improve lend/ don’t lend decisions.
? Enhance MI and data dashboards to improve monitoring of credit risk and other areas of business performance.
? Work with in a multi-discipline SCRUM team including Risk, Technology, Development, QA, User Experience Design and Product Management to ensure the quality and integrity of data across the business.
? Support the rollout of product enhancements.
? Support necessary changes to ensure ongoing regulatory compliance.
? You have 2-3+ years experience in a decision science / data analytics function, preferably in a consumer credit environment.
? You have experience building multiple unsecured consumer credit application scorecards .
? You have strong technical database and credit analysis skills and are a power user of R.
? You are capable of presenting complex technical details, concepts and information in an easy to understand format.
- Pension scheme
- Life insurance
- 25 days holiday (additional day off on your birthday)
- Team breakfasts
- Gym discount
- Childcare benefits
- Flexible working
- Credit Risk
- Decision Sciences
- Data Science