The key responsibilities of the position will include taking ownership of the credit risk performance of the business' loan portfolio; identifying trends and implementation of effective KPI's to ensure default and loss rates are minimised whilst ensuring that business opportunities are maximised; review of existing policies and procedures, implementing improvements where necessary in accordance with appropriate governance; liaise with non-finance departmental managers to ensure appropriate practices relating to credit risk are in place throughout the business.
Applicants for the position will have a proven track record of working successfully within a similar position with an up to date and outward looking knowledge of credit risk skills and industry trends. Strong communication, analytical and negotiation skills will be essential to undertake the role as will the ability to effect positive change. With role developing to undertake the management of a team, exceptional staff supervisory and development capabilities will also be a requirement.
In return the client can offer a competitive package and the opportunity to develop both the role and the department as a whole in the short to medium term.
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