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Credit Risk Analyst

Posted 9 January by Simpson Judge Ltd Easy Apply Ended

An exciting opportunity has arisen to work for a leading and award-winning company based in Manchester City Centre for an experienced Credit Risk Analyst.

The role:

Responsible for supporting the operations and development of risk management activities, including:

  • The preparation and presentation of credit applications for approval.
  • The continued review of risk processes and the credit quality within the portfolio.

Duties & Responsibilities:

  • To process new business applications and periodic credit limit reviews.
  • Preparation of detailed Credit Application Requests, incorporating a detailed financial analysis and a full appraisal of all credit risk factors.
  • Each credit application prepared is to either recommend a decision to the appropriate level of authority, or to formally document the decision when the authority lies within delegated credit authority level.
  • To ensure all credit applications processed and the associated reporting is conducted with full compliance.
  • Constantly review credit process and systems, in particular Credit/Sales interfaces, ensuring optimal processes are in place.
  • Pro-actively identify opportunities for mitigating credit risk, whilst allowing for managed growth.
  • Participate in meetings in order to resolve issues and identify solutions that enable credit facilities to be approved.
  • Monitor the credit limit review schedule for all counter-parties.
  • Support the Credit Risk Management function by ensuring that guarantees and letters of credit are monitored, reviewed and updated where necessary.
  • Ensure that all administration for credit insurance is completed & submitted correctly.

Skills & Competencies

  • Strong analytical and Excel skills.
  • Able to assess complex problems and deliver solutions.
  • Able to work under pressure and adapt to a changing environment.
  • Strong communication skills.
  • Written presentations skills, with strong attention to detail.
  • Desire and ability to learn new skills.
  • Able to work as part of a team as well as individually.


  • Relevant experience in a Risk environment.
  • Working knowledge of corporate credit assessment.
  • Ability to produce accurate reports to meet tight deadlines
  • An understanding of company Accounts and experience in financial analysis.


  • Ideally educated to degree level within a numerical, financial or business-related discipline.

You will be offered a competitive starting salary and generous company benefits to include - annual bonus incentive, generous holiday entitlement and progression opportunities.

Required skills

  • Corporate Credit
  • Credit Risk
  • Financial Analysis
  • Reporting
  • Risk Management

Reference: 33782829

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