About the Commercial Banking Credit Underwriter - 6 month contract, Birmingham role
As the Commercial Banking Credit Underwriter - 6 month contract, Birminghamcyou will work for a challenger bank with a great proposition aimed at the Commercial/Corporate banking space. With a unique story to tell and a brilliant culture & ethos this is a fantastic bank to work for. With the bank’s definite appetite to lend you will assess and authorise deals for new and existing businesses in line with your delegated authority, working closely with stakeholders.
As the Commercial Banking Credit Underwriter - 6 month contract, Birmingham your responsibilities and duties will include:
- Assess, authorise and monitor lending within delegated discretion, as outlined in the Bank’s Commercial Credit Risk Policy and procedures.
- Assess and monitor lending propositions outside own lending discretion, and present recommendations to the CRO and/or Audit and Board Risk.
- Manage the Bank’s problem debt connections within procedures (and where applicable supported by first line management) in order to protect the Bank’s outstanding loans, agree work-out strategies with the CRO and/or Audit and Board Risk Committee as appropriate, to minimise the risk of loan impairment/loss.
Essential Skills and Competencies of the Commercial Banking Credit Underwriter - 6 month contract, Birmingham :
Credit and Risk decision making, experience and knowledge
Problem Solving / analytical skills
Communication & Listening
Solutions focused / results driven
As theCommercial Banking Credit Underwriter - 6 month contract, Birmingham you will have:
ACIB qualified with knowledge of Commercial and Corporate banking.
Strong track record in credit decision making across all asset classes.
Sound credit judgement and experience of holding substantial discretionary lending authorities.
Ability to make robust and difficult lending decisions including knowing when to decline lending proposals.
Relationship Management experience
About the Company
Our client can offer a developed Banking offering supported by a strong bank with a great reputation for putting the Client first.
For more information about the Commercial Banking Credit Underwriter - 6 month contract, Birmingham role or to apply send your CV now.