Challenged Lending RM - Small Business - North Wales

Posted 21 February by Corporate Recruitment Solutions

About the Challenged Lending RM - Small Business - North Wales role

Our client is an innovative, entrepreneurial organisation whose lending supports the growth of small & medium enterprises. As the Challenged Lending RM - Small Business - North Wales you will work within the Risk & Recoveries team, managing a portfolio of underperforming loans, working with clients to develop and implement recovery strategies. With a unique story to tell and a brilliant culture & ethos this is a fantastic organisation to work for.

As the Challenged Lending RM - Small Business - North Wales your responsibilities and duties will include:

  • Responsibility for the management of a portfolio of lending investments identified as presenting the risk of financial loss

  • Act as a point of reference as regards the management of stressed businesses.

  • Develop appropriate action plans for underperforming and/or "at risk" investments, with the agreement of the portfolio manager/director - risk, compliance & legal to maximise returns, including driving turnaround plans, exit strategies and recovery action, as appropriate.

  • Support the group’s drive to continuously improve investment performance. Identify and report any recurring themes/issues arising from analysis of the circumstances giving rise to underperforming/distressed clients to inform future investment and portfolio management strategies.

  • Maintain regular, proportionate contact with client businesses in the risk & restructuring portfolios to ensure both an up to date understanding of their circumstances, and to foster productive relationships with management. Contact strategies to be tailored to the circumstances of the business in question.

  • Where appropriate, introduce third party support to client businesses, drawing on links with Insolvency Practitioners, and the wider business advisory community.

  • Attend meetings with clients and intermediaries to promote successful recovery of investments.

  • Maximise the collation of accurate KPI data from portfolio businesses in a timely fashion.

  • Ensure compliance with Financial Conduct Authority requirements regarding regulated consumer credit.

    About You

    Essential Skills and Competencies of the Challenged Lending RM - Small Business - North Wales:

  • Self-motivated with the ability to take a proactive approach and work efficiently with minimal supervision.

  • Comfortable in dealing with time critical client sensitive work.

  • Results focused. The ability to prioritise and organise workload and to work effectively under pressure and meet targets.

  • Drive and determination to complete work to high qualitative standards.

  • An understanding of company law and insolvency law and practice.

  • An understanding of the law relating to finance related activity and practice, including lending governed by the Consumer Credit Act.

  • Good communication, influencing and interpersonal skills. The ability to adapt one’s approach in order to foster productive working relationships with the owners of distressed client businesses.

  • Problem solving and negotiation skills.

  • Strong organisation and administrative skills.

  • Attention to detail.

  • Committed to developing knowledge and expertise.

  • IT/PC literate with ability to use Microsoft Office Packages.

  • Educated to a good standard of general education - GCSE, NVQ Level 2/3 or equivalent standard

    Competitive salary + benefits & bonus

    For more information about the Challenged Lending RM - Small Business - North Wales role or to apply send your CV now.

Reference: 34521895

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