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Understanding of Loans Online Diploma

Video & PDF Combined Course | Free PDF Certificate | Instant Access for Life | Learn on a Whim | For People in a Hurry

Learner Ground

Summary

Price
£12 inc VAT
Study method
Online, On Demand What's this?
Duration
1.3 hours · Self-paced
Qualification
No formal qualification
Certificates
  • Reed Courses Certificate of Completion - Free
Additional info
  • Tutor is available to students

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Overview

The "Understanding of Loans Online Diploma" is a comprehensive course designed to provide learners with a clear and practical understanding of how loans function within the broader context of accounting and finance and banking. This online diploma explores the fundamentals of loan structures, the application process, interest rates, repayment strategies, and risk assessment. It also delves into the critical relationship between loans and financial systems, providing an essential foundation for anyone looking to deepen their knowledge in accounting and finance or enter the banking sector.

Key Takeaways:

  • Understand the types, structures, and purposes of loans

  • Gain insight into how loans are evaluated and approved in banking

  • Learn the impact of loans on accounting and finance processes

  • Analyse interest rates, repayment schedules, and financial risk

  • Explore loan regulation and compliance in banking systems

  • Develop a foundation for careers in accounting and finance or banking

Certificates

Reed Courses Certificate of Completion

Digital certificate - Included

Will be downloadable when all lectures have been completed.

Curriculum

1
section
6
lectures
1h 21m
total

    • 1: Module 1 Introduction to Loans 10:00 PDF
    • 2: Module 2 Personal Loans - Meeting Short-Term Financial Needs 16:37
    • 3: Module 3 Mortgages - Unlocking Homeownership 10:00 PDF
    • 4: Module 4 Business Loans - Fueling Entrepreneurial Ventures 18:17
    • 5: Module 5 Student Loans - Investing in Education and Future 09:00 PDF
    • 6: Module 6 Auto Loans - Driving Towards Ownership and Mobility 16:18

Course media

Description

This online diploma offers an in-depth exploration of the mechanics of loans and their role in both personal and commercial finance. Whether you're aiming to build a career in accounting and finance or banking, this course covers key concepts such as loan types, credit analysis, collateral, amortisation, and regulatory frameworks.

Through structured modules, learners will gain insights into how banks evaluate loan applications, calculate interest, and manage lending risk. The course also investigates the impact of loans on financial statements, the use of accounting tools to track loan performance, and the connection between loan markets and economic growth—reinforcing the interdependence between banking and accounting and finance disciplines.

By understanding loan instruments, financial obligations, and lending processes, learners will be well-positioned to interpret financial data and make informed decisions in accounting and finance roles. The course aligns closely with core principles of banking, ensuring a well-rounded grasp of financial services and lending operations.

Whether for career advancement or foundational knowledge, this course is a stepping stone into specialised fields within accounting and finance and banking. It provides valuable insights into credit scoring, underwriting, and loan servicing practices commonly used in modern banking institutions.

Who is this course for?

This course is ideal for individuals looking to pursue or enhance a career in accounting and finance or banking. It suits aspiring loan officers, finance assistants, credit analysts, and professionals seeking to understand lending operations in more depth. It is also suitable for business owners and entrepreneurs interested in the financial mechanics behind loans.

Requirements

No formal qualification in Understanding of Loans Online Diploma is required for this course.

Career path

Completion of the "Understanding of Loans Online Diploma" can lead to opportunities in banking, financial services, loan underwriting, credit analysis, and various roles within accounting and finance departments.

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Legal information

This course is advertised on Reed.co.uk by the Course Provider, whose terms and conditions apply. Purchases are made directly from the Course Provider, and as such, content and materials are supplied by the Course Provider directly. Reed is acting as agent and not reseller in relation to this course. Reed's only responsibility is to facilitate your payment for the course. It is your responsibility to review and agree to the Course Provider's terms and conditions and satisfy yourself as to the suitability of the course you intend to purchase. Reed will not have any responsibility for the content of the course and/or associated materials.

FAQs

Study method describes the format in which the course will be delivered. At Reed Courses, courses are delivered in a number of ways, including online courses, where the course content can be accessed online remotely, and classroom courses, where courses are delivered in person at a classroom venue.

CPD stands for Continuing Professional Development. If you work in certain professions or for certain companies, your employer may require you to complete a number of CPD hours or points, per year. You can find a range of CPD courses on Reed Courses, many of which can be completed online.

A regulated qualification is delivered by a learning institution which is regulated by a government body. In England, the government body which regulates courses is Ofqual. Ofqual regulated qualifications sit on the Regulated Qualifications Framework (RQF), which can help students understand how different qualifications in different fields compare to each other. The framework also helps students to understand what qualifications they need to progress towards a higher learning goal, such as a university degree or equivalent higher education award.

An endorsed course is a skills based course which has been checked over and approved by an independent awarding body. Endorsed courses are not regulated so do not result in a qualification - however, the student can usually purchase a certificate showing the awarding body's logo if they wish. Certain awarding bodies - such as Quality Licence Scheme and TQUK - have developed endorsement schemes as a way to help students select the best skills based courses for them.
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Similar subjects: Banking, Accounting and finance
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Interest free credit agreements provided by Zopa Bank Limited trading as DivideBuy are not regulated by the Financial Conduct Authority and do not fall under the jurisdiction of the Financial Ombudsman Service. Zopa Bank Limited trading as DivideBuy is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Zopa Bank Limited (10627575) is incorporated in England & Wales and has its registered office at: 1st Floor, Cottons Centre, Tooley Street, London, SE1 2QG. VAT Number 281765280. DivideBuy's trading address is First Floor, Brunswick Court, Brunswick Street, Newcastle-under-Lyme, ST5 1HH. © Zopa Bank Limited 2025. All rights reserved.