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Level 3 Diploma in Commercial Credit Control Analysis, Credit Risk and Lending
NextGen Learning

2025 Update | CPD Accredited | Free Reed Certificate | Get Instant & Lifetime Access | 24/7 Tutor Support

Summary

Price
£19 inc VAT
Study method
Online, On Demand
Duration
1.2 hours · Self-paced
Qualification
No formal qualification
CPD
10 CPD hours / points
CPD What's this?
Certificates
  • Reed Courses Certificate of Completion - Free
  • CPD Quality Standards Certificate - £4.99
Additional info
  • Tutor is available to students
1 student purchased this course

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Overview

The UK financial sector demands expertise in Commercial Credit Analysis, Credit Risk and Lending. Recent Bank of England data (Q4 2024) indicates increased corporate lending demand, yet Moody's (November 2024) reported a 2.9% average one-year expected probability of default for private UK companies, highlighting persistent Credit Risk. With 23,872 company insolvencies in the UK in 2024 (Insolvency Service), a strong grasp of Commercial Credit Analysis and Credit Risk management is crucial. This Level 3 Diploma in Commercial Credit Analysis, Credit Risk and Lending is developed for professionals to master these complexities in commercial lending.

This Level 3 Diploma in Commercial Credit Analysis, Credit Risk and Lending equips individuals with essential knowledge for commercial lending roles. By understanding Commercial Credit Analysis, navigating Credit Risk, and developing effective lending strategies, participants will make informed decisions, safeguarding financial stability and fostering business growth. The programme addresses the industry's need for skilled professionals who can assess creditworthiness, identify Credit Risk, and formulate sound lending decisions, benefiting organisations by mitigating losses and optimising commercial lending portfolios.

Learning Outcomes

On completion of this Level 3 Diploma in Commercial Credit Analysis, Credit Risk and Lending course, you will gain:

  • Demonstrate a comprehensive understanding of commercial lending principles and practices.
  • Apply advanced techniques for Commercial Credit Analysis of corporate borrowers.
  • Identify, measure, and manage various types of Credit Risk effectively.
  • Formulate and execute robust lending strategie for Credit Risk and lending
  • Navigate the regulatory framework governing commercial credit and lending.
  • Implement advanced Credit Risk management techniques and emerging trends.
  • Evaluate the creditworthiness of businesses across diverse sectors.
  • Mitigate potential financial losses through informed Commercial Credit Analysis and Credit Risk assessment.

Certificates

Reed Courses Certificate of Completion

Digital certificate - Included

Will be downloadable when all lectures have been completed.

CPD Quality Standards Certificate

Digital certificate - £4.99

CPD

10 CPD hours / points
Accredited by CPD Quality Standards

Curriculum

7
sections
7
lectures
1h 12m
total

Course media

Description

This Level 3 Diploma in Commercial Credit Analysis, Credit Risk and Lending offers a focused exploration of commercial lending. Participants will delve into commercial credit fundamentals, including economic factors, market dynamics, and various commercial lending products. Significant attention is given to Commercial Credit Analysis, encompassing financial statement interpretation, ratio analysis, and qualitative assessment of businesses. The programme rigorously examines Credit Risk management, from identifying potential risks to quantifying their impact and implementing mitigation strategies, providing a holistic understanding of Credit Risk in commercial lending.

Furthermore, this diploma covers the entire credit decision process, credit risk and lending including loan structuring, pricing, and ongoing portfolio management. Delegates will gain insight into the UK regulatory landscape impacting Commercial Credit Analysis, Credit Risk and lending practices. The course also explores emerging trends, such as technology's role in Credit Risk assessment and the influence of ESG factors on Commercial Credit Analysis. This curriculum ensures participants are well-versed in both established practices and current developments in commercial credit and lending, empowering them to make informed decisions across Commercial Credit Analysis, Credit Risk and lending.

Who is this course for?

The Level 3 Diploma in Commercial Credit Analysis, Credit Risk and Lending course is ideal for:

  • Aspiring Commercial Credit Analysts seeking foundational understanding of the field.
  • Existing lending professionals aiming to enhance their Commercial Credit Analysis and Credit Risk management skills.
  • Risk Managers looking to deepen their expertise in Commercial Credit Analysis and lending.
  • Financial Analysts involved in assessing corporate creditworthiness and Credit Risk.
  • Banking professionals seeking to advance their careers in commercial lending and Credit Risk.
  • Individuals responsible for making informed decisions regarding Commercial Credit and lending.
  • Those seeking a professional qualification in Commercial Credit Analysis, Credit Risk and Lending.

Requirements

Without any formal requirements, you can delightfully enrol in this Level 3 Diploma in Commercial Credit Analysis, Credit Risk and Lending course. Just get a device with internet connectivity and you are ready to start your learning journey. Thus, complete this course at your own pace.

Career path

Completing the Level 3 Diploma in Commercial Credit Analysis, Credit Risk and Lending course can lead to various career opportunities, including:

  • Commercial Credit Analyst
  • Credit Risk Analyst
  • Lending Officer
  • Portfolio Manager
  • Relationship Manager
  • Credit Underwriter
  • Risk Management Associate

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Legal information

This course is advertised on Reed.co.uk by the Course Provider, whose terms and conditions apply. Purchases are made directly from the Course Provider, and as such, content and materials are supplied by the Course Provider directly. Reed is acting as agent and not reseller in relation to this course. Reed's only responsibility is to facilitate your payment for the course. It is your responsibility to review and agree to the Course Provider's terms and conditions and satisfy yourself as to the suitability of the course you intend to purchase. Reed will not have any responsibility for the content of the course and/or associated materials.

FAQs

Study method describes the format in which the course will be delivered. At Reed Courses, courses are delivered in a number of ways, including online courses, where the course content can be accessed online remotely, and classroom courses, where courses are delivered in person at a classroom venue.

CPD stands for Continuing Professional Development. If you work in certain professions or for certain companies, your employer may require you to complete a number of CPD hours or points, per year. You can find a range of CPD courses on Reed Courses, many of which can be completed online.

A regulated qualification is delivered by a learning institution which is regulated by a government body. In England, the government body which regulates courses is Ofqual. Ofqual regulated qualifications sit on the Regulated Qualifications Framework (RQF), which can help students understand how different qualifications in different fields compare to each other. The framework also helps students to understand what qualifications they need to progress towards a higher learning goal, such as a university degree or equivalent higher education award.

An endorsed course is a skills based course which has been checked over and approved by an independent awarding body. Endorsed courses are not regulated so do not result in a qualification - however, the student can usually purchase a certificate showing the awarding body's logo if they wish. Certain awarding bodies - such as Quality Licence Scheme and TQUK - have developed endorsement schemes as a way to help students select the best skills based courses for them.
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