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Level 3 Certificate in Mortgage Advisor - CPD Accredited
Thames College

CPD Accredited Course | Free PDF Certificate | Voiceover & Visual Elements Included | Instant Access

Summary

Price
£12 inc VAT
Study method
Online, On Demand
Duration
2.4 hours · Self-paced
Qualification
No formal qualification
CPD
10 CPD hours / points
CPD What's this?
Certificates
  • CPD Accredited PDF Certificate - Free
  • Reed Courses Certificate of Completion - Free
  • Hardcopy CPD Certificate - £8.99
5 students purchased this course

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Overview

Mortgages are at the heart of the property market, and the ability to offer clear, accurate advice can make a major difference in someone’s homeownership journey. The Mortgage Advisor Course is designed to equip you with the knowledge and awareness to work confidently in this regulated industry.

Whether you're aiming to start a career in mortgage advice or want to add this specialism to your financial services background, this course prepares you to handle a range of client needs, mortgage products, and lender requirements.

This course takes you through every major element of mortgage advising—from how the market works to the different types of mortgages available and the steps involved in applications. You'll learn how to assess borrower profiles, compare mortgage options, liaise with lenders, and understand the requirements for insurance and protection products. With a growing demand for property and tailored finance options, qualified mortgage advisors are well-positioned to secure steady employment and long-term career growth.

By completing this course, you’ll gain the skills needed to advise clients responsibly and support them through one of the most important financial decisions of their lives.

Learning Outcomes:

  • Understand the responsibilities, legal duties, and professional standards expected within the mortgage advising profession.
  • Recognise different mortgage products including fixed-rate, variable, tracker, offset, and interest-only, and compare their features and suitability for clients.
  • Evaluate borrower income, credit history, financial commitments, and risk to determine mortgage eligibility and appropriate lending options.
  • Gain knowledge of the mortgage products offered by various lenders and understand how to match these with client needs.
  • Support clients through each stage of the mortgage application, including documentation, submission, follow-ups, and final approval.

Additional perks of selecting Mortgage Advisor course from Thames College:

This Mortgage Advisor course offers you the benefit of —

  • Learn Mortgage Advisor with an engaging voiceover and visual elements.
  • Get 1 year access to the Mortgage Advisor course.
  • Participate in quick assessments and get instant feedback on your Mortgage Advisor course progress.
  • Study Mortgage Advisor on your own schedule.

Certificates

CPD Accredited PDF Certificate

Digital certificate - Included

Reed Courses Certificate of Completion

Digital certificate - Included

Will be downloadable when all lectures have been completed.

Hardcopy CPD Certificate

Hard copy certificate - £8.99

CPD

10 CPD hours / points
Accredited by CPD Quality Standards

Curriculum

1
section
8
lectures
2h 25m
total

    • 1: Module 1: Introduction to Mortgage Broking Preview 22:26
    • 2: Module 2: Types of Mortgages 21:42
    • 3: Module 3: Understanding Borrowers 21:48
    • 4: Module 4: Mortgage Products and Lenders 20:45
    • 5: Module 5: Mortgage Application Process 21:21
    • 6: Module 6: Valuation and Property Types 17:51
    • 7: Module 7: Insurance and Protection 17:25
    • 8: CPD Quality Standard Certificate (Optional) 01:00

Course media

Description

Course Curriculum:

Module 1: Introduction to Mortgage Broking - Topics To Be Covered:

  • Overview of Mortgage Broking
  • Key Industry Terminology
  • The Mortgage Process
  • Regulatory Framework

Module 2: Types of Mortgages - Topics To Be Covered:

  • Fixed Rate Mortgages
  • Variable Rate Mortgages
  • Interest-Only Mortgages
  • Offset Mortgages
  • Buy-to-Let Mortgages

Module 3: Understanding Borrowers - Topics To Be Covered:

  • Assessing Borrower Needs
  • Creditworthiness and Credit Scores
  • Income and Affordability Assessment
  • Self-Employed Borrowers

Module 4: Mortgage Products and Lenders - Topics To Be Covered:

  • Major Mortgage Lenders
  • Specialist Mortgage Lenders
  • Mortgage Products Comparison
  • Mortgage Offers and Agreements in Principle

Module 5: Mortgage Application Process - Topics To Be Covered:

  • Pre-Application Preparation
  • Completing the Application Form
  • Supporting Documentation
  • Submitting the Application

Module 6: Valuation and Property Types - Topics To Be Covered:

  • Types of Property Valuations
  • Factors Affecting Property Value
  • New Builds and Existing Properties
  • Special Property Types

Module 7: Insurance and Protection - Topics To Be Covered:

  • Life and Critical Illness Cover
  • Income Protection Insurance
  • Buildings and Contents Insurance
  • Payment Protection Insurance

Who is this course for?

  • Individuals looking to start a career in financial services or mortgage broking
  • Estate agents wanting to offer mortgage advice alongside property services
  • Banking or insurance professionals looking to expand their advisory scope
  • Freelancers or business owners planning to set up as independent mortgage brokers
  • Anyone interested in property finance and helping others buy homes

Requirements

No previous experience or qualifications are required to enroll in our course. This course is designed for anyone eager to learn, whether you're an experienced professional or just starting out.

Join us and take the first step on this exciting path!

Career path

  • Mortgage Advisor – £27,000 to £50,000
  • Mortgage Administrator – £22,000 to £30,000
  • Independent Financial Advisor (IFA) – £35,000 to £70,000
  • Loan Officer – £25,000 to £40,000
  • Mortgage Case Manager – £26,000 to £38,000
  • Mortgage Underwriter – £30,000 to £45,000
  • Banking Advisor – £24,000 to £36,000

Questions and answers

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Legal information

This course is advertised on Reed.co.uk by the Course Provider, whose terms and conditions apply. Purchases are made directly from the Course Provider, and as such, content and materials are supplied by the Course Provider directly. Reed is acting as agent and not reseller in relation to this course. Reed's only responsibility is to facilitate your payment for the course. It is your responsibility to review and agree to the Course Provider's terms and conditions and satisfy yourself as to the suitability of the course you intend to purchase. Reed will not have any responsibility for the content of the course and/or associated materials.

FAQs

Study method describes the format in which the course will be delivered. At Reed Courses, courses are delivered in a number of ways, including online courses, where the course content can be accessed online remotely, and classroom courses, where courses are delivered in person at a classroom venue.

CPD stands for Continuing Professional Development. If you work in certain professions or for certain companies, your employer may require you to complete a number of CPD hours or points, per year. You can find a range of CPD courses on Reed Courses, many of which can be completed online.

A regulated qualification is delivered by a learning institution which is regulated by a government body. In England, the government body which regulates courses is Ofqual. Ofqual regulated qualifications sit on the Regulated Qualifications Framework (RQF), which can help students understand how different qualifications in different fields compare to each other. The framework also helps students to understand what qualifications they need to progress towards a higher learning goal, such as a university degree or equivalent higher education award.

An endorsed course is a skills based course which has been checked over and approved by an independent awarding body. Endorsed courses are not regulated so do not result in a qualification - however, the student can usually purchase a certificate showing the awarding body's logo if they wish. Certain awarding bodies - such as Quality Licence Scheme and TQUK - have developed endorsement schemes as a way to help students select the best skills based courses for them.
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