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Enhancing Your Credit Rating

CPD Accredited | Free PDF & Hard Copy Certificate included | Free Retake Exam | Lifetime Access

Training Express Ltd

Summary

Price
£12 inc VAT
Study method
Online
Duration
2 hours · Self-paced
Access to content
Lifetime access
Qualification
No formal qualification
CPD
10 CPD hours / points
CPD What's this?
Certificates
  • Digital certificate - Free
  • Hard copy certificate - Free
Additional info
  • Exam(s) / assessment(s) is included in price
  • Tutor is available to students

Add to basket or enquire

Overview

Did you know that your credit utilisation ratio, which is the amount of credit you're using compared to your total available credit, plays a significant role in your credit score?

In this amazing course you will know the intricacies that shape your financial standing. Understand the fundamental principles of credit reports, gaining insights into the dynamic factors that influence your creditworthiness.

Navigate the landscape of credit improvement with precision as we guide you through the identification and resolution of errors on your credit report. Empower yourself with strategies to construct and maintain a positive credit profile, equipping you with the tools to navigate the financial terrain confidently.

Our course goes beyond the basics, offering a nuanced exploration of additional resources tailored for effective credit enhancement. Armed with amazing insights and real-world strategies, this course is your path to a brighter financial future. Join us in setting the stage for your financial success and security.

Key Features

  • CPD Accredited
  • FREE PDF + Hardcopy certificate
  • Fully online, interactive course
  • Self-paced learning and laptop, tablet and smartphone-friendly
  • 24/7 Learning Assistance
  • Discounts on bulk purchases

Certificates

Digital certificate

Digital certificate - Included

Once you’ve successfully completed your course, you will immediately be sent a FREE digital certificate.

Hard copy certificate

Hard copy certificate - Included

Also, you can have your FREE printed certificate delivered by post (shipping cost £3.99 in the UK).
For all international addresses outside of the United Kingdom, the delivery fee for a hardcopy certificate will be only £10.
Our certifications have no expiry dates, although we do recommend that you renew them every 12 months.

CPD

10 CPD hours / points
Accredited by CPD Quality Standards

Course media

Resources

Description

Course Curriculum

  • Module 01: Understanding Credit Scores
  • Module 02: Basics of Credit Reports
  • Module 03: Factors Influencing Credit Scores
  • Module 04: Identifying and Disputing Errors on Credit Report
  • Module 05: Strategies for Building and Sustaining a Positive Credit Profile
  • Module 06: Additional Tools and Resources for Credit Improvement
  • Module 07: Best Practices for Responsible Credit Card Management

Learning Outcomes

  • Analyse credit scores' impact on financial well-being for informed decision-making.
  • Demonstrate proficiency in interpreting and navigating credit reports effectively.
  • Implement strategies to identify and rectify errors within credit reports.
  • Develop a comprehensive understanding of factors influencing credit scores.
  • Formulate and execute effective strategies for building and maintaining a positive credit profile.
  • Utilise additional tools and resources to enhance and sustain credit improvement.

Accreditation

This course is CPD Quality Standards (CPD QS) accredited, providing you with up-to-date skills and knowledge and helping you to become more competent and effective in your chosen field.

Certificate

After completing this course, you will get a FREE Digital Certificate from Training Express.

Who is this course for?

  • Individuals aiming to enhance their financial literacy.
  • Those seeking to understand and improve their creditworthiness.
  • Young professionals navigating the complexities of personal finance.
  • Anyone looking to secure their financial future through smart credit management.
  • Individuals aspiring to make informed decisions about credit-related matters.
  • Those committed to building a positive credit history for long-term financial stability.
  • Individuals seeking practical insights into responsible credit card management.
  • Anyone wanting to master the art of credit improvement for financial success.

Career path

  • Financial Advisor
  • Credit Analyst
  • Loan Officer
  • Banking Customer Service Representative
  • Financial Education Consultant
  • Debt Counsellor

Questions and answers

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Legal information

This course is advertised on Reed.co.uk by the Course Provider, whose terms and conditions apply. Purchases are made directly from the Course Provider, and as such, content and materials are supplied by the Course Provider directly. Reed is acting as agent and not reseller in relation to this course. Reed's only responsibility is to facilitate your payment for the course. It is your responsibility to review and agree to the Course Provider's terms and conditions and satisfy yourself as to the suitability of the course you intend to purchase. Reed will not have any responsibility for the content of the course and/or associated materials.

FAQs

Study method describes the format in which the course will be delivered. At Reed Courses, courses are delivered in a number of ways, including online courses, where the course content can be accessed online remotely, and classroom courses, where courses are delivered in person at a classroom venue.

CPD stands for Continuing Professional Development. If you work in certain professions or for certain companies, your employer may require you to complete a number of CPD hours or points, per year. You can find a range of CPD courses on Reed Courses, many of which can be completed online.

A regulated qualification is delivered by a learning institution which is regulated by a government body. In England, the government body which regulates courses is Ofqual. Ofqual regulated qualifications sit on the Regulated Qualifications Framework (RQF), which can help students understand how different qualifications in different fields compare to each other. The framework also helps students to understand what qualifications they need to progress towards a higher learning goal, such as a university degree or equivalent higher education award.

An endorsed course is a skills based course which has been checked over and approved by an independent awarding body. Endorsed courses are not regulated so do not result in a qualification - however, the student can usually purchase a certificate showing the awarding body's logo if they wish. Certain awarding bodies - such as Quality Licence Scheme and TQUK - have developed endorsement schemes as a way to help students select the best skills based courses for them.
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Interest free credit agreements provided by Zopa Bank Limited trading as DivideBuy are not regulated by the Financial Conduct Authority and do not fall under the jurisdiction of the Financial Ombudsman Service. Zopa Bank Limited trading as DivideBuy is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Zopa Bank Limited (10627575) is incorporated in England & Wales and has its registered office at: 1st Floor, Cottons Centre, Tooley Street, London, SE1 2QG. VAT Number 281765280. DivideBuy's trading address is First Floor, Brunswick Court, Brunswick Street, Newcastle-under-Lyme, ST5 1HH. © Zopa Bank Limited 2025. All rights reserved.