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Credit Analysis, Evaluating Borrowers and Lending Risks
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Advanced Learning Materials | Certificate Accredited by CPD QS| Lifetime Access | 24/7 Expert Tutor Support

Summary

Price
£19 inc VAT
Study method
Online
Duration
4 hours · Self-paced
Access to content
Lifetime access
Qualification
No formal qualification
CPD
10 CPD hours / points
CPD What's this?
Certificates
  • Digital certificate - (CPD Certificate) - Free
  • Digital certificate - Free
  • Hard copy certificate - £9.99
Assessment details
  • Credit Analysis, Evaluating Borrowers and Lending Risks (included in price)
Additional info
  • Tutor is available to students

Overview

The global credit analysis market is expected to reach $12.8 billion by 2027. This means that there is a high demand for skilled credit analysts.

If you are interested in a career in lending, then the Credit Analysis, Evaluating Borrowers and Lending Risks course is the perfect place to start. In this Financial Analysis course, you will learn about the fundamentals of credit analysis and how to apply them to make sound lending decisions.

This comprehensive course is a beacon for those seeking to illuminate the intricacies of financial statements and credit evaluation. Across ten meticulously structured modules, you'll delve into the essential components of financial analysis—from the fundamentals encapsulated within the balance sheet, income, and cash flow statements, to the nuanced interpretation of profitability and ratio analysis. Discover the delicate art of assessing fiscal health, and the robust science of managing lending risks. Learn to interpret EBITDA's multifaceted story and apply your insights to both credit and equity analysis with clarity and confidence.

Whether you're steering a corporate enterprise or navigating the tides of finance, this course equips you with the acumen to make informed decisions.

Learning Outcomes:

  • Develop a solid understanding of financial analysis principles and their application in credit analysis within the realm of Financial Analysis.
  • Master the interpretation and analysis of financial statements, including the balance sheet, income statement, and cash flow statement, in the context of Financial Analysis.
  • Learn to assess profitability and evaluate the financial health of borrowers through the lens of Financial Analysis.
  • Understand the applications and limitations of EBITDA in financial analysis within the field of Financial Analysis.
  • Acquire the skills to perform credit analysis, assess creditworthiness and identify potential lending risks in the realm of Financial Analysis.
  • Gain knowledge of equity analysis and its role in evaluating the financial standing of companies within the realm of Financial Analysis.

Certificates

Digital certificate - (CPD Certificate)

Digital certificate - Included

Digital certificate

Digital certificate - Included

Hard copy certificate

Hard copy certificate - £9.99

Hardcopy Certificate for International Students: £14.99

For students outside of the United Kingdom, this option ensures delivery of a high-quality, professionally printed certificate to your international address for only £14.99.

Assessment details

Credit Analysis, Evaluating Borrowers and Lending Risks

Included in course price

To simplify the evaluation and accreditation procedure for students, we offer an automated assessment system. You'll have immediate access to a custom-created MCQ test or assignment after completing this course. The results will be immediately evaluated, and the score will be shown for your assessment. Each test will have a passing mark of 60%.

CPD

10 CPD hours / points
Accredited by CPD Quality Standards

Course media

Description

Embark on a learning journey through the terrain of fiscal evaluation with our "Credit Analysis, Evaluating Borrowers and Lending Risks" course. Peel back the layers of financial reports, decode the narratives told by numbers, and refine your approach to credit and equity evaluation. Each module is crafted to advance your comprehension of financial data, enhance your analytic acumen, and prepare you for informed decision-making in the financial sector. Whether your goal is to guide business strategies or to bolster your fiscal decision-making framework, this course is your compass to guide you there.

Course Curriculum:

This Course contains the following curriculum:

  • Module 01: Introduction to Financial Analysis
  • Module 02: The Balance Sheet
  • Module 03: The Income Statement
  • Module 04: The Cash Flow Statement
  • Module 05: Financial Reporting
  • Module 06: Analysing Profitability
  • Module 07: The Applications and Limitations of EBITDA
  • Module 08: Credit Analysis
  • Module 09: Equity Analysis
  • Module 10: Ratio Analysis

Certification

Upon completing the course, you can obtain a certificate titled Financial Analysis. Certificate options include a PDF Certificate at £4.99, a hardcopy for UK- delivery at £9.99, or a hardcopy for international delivery at £14.99.

Who is this course for?

  • Aspiring financial analysts looking to develop expertise in credit analysis and lending risks.
  • Professionals in the banking and finance industry seeking to enhance their financial analysis skills.
  • Students pursuing degrees in finance, accounting, or related fields.
  • Small business owners or entrepreneurs interested in evaluating their own financial health.
  • Anyone interested in understanding the intricacies of financial analysis and its application in lending decisions.

Requirements

This course has no set requirements for learning. All you need is a smart device, a reliable internet connection, and a basic command of English and you’re good to go!

Career path

  • Credit Analyst: £25,000 - £40,000 per annum
  • Financial Analyst: £30,000 - £50,000 per annum
  • Risk Analyst: £30,000 - £45,000 per annum
  • Investment Analyst: £35,000 - £60,000 per annum
  • Portfolio Manager: £40,000 - £80,000 per annum

Questions and answers

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Legal information

This course is advertised on Reed.co.uk by the Course Provider, whose terms and conditions apply. Purchases are made directly from the Course Provider, and as such, content and materials are supplied by the Course Provider directly. Reed is acting as agent and not reseller in relation to this course. Reed's only responsibility is to facilitate your payment for the course. It is your responsibility to review and agree to the Course Provider's terms and conditions and satisfy yourself as to the suitability of the course you intend to purchase. Reed will not have any responsibility for the content of the course and/or associated materials.

FAQs

Study method describes the format in which the course will be delivered. At Reed Courses, courses are delivered in a number of ways, including online courses, where the course content can be accessed online remotely, and classroom courses, where courses are delivered in person at a classroom venue.

CPD stands for Continuing Professional Development. If you work in certain professions or for certain companies, your employer may require you to complete a number of CPD hours or points, per year. You can find a range of CPD courses on Reed Courses, many of which can be completed online.

A regulated qualification is delivered by a learning institution which is regulated by a government body. In England, the government body which regulates courses is Ofqual. Ofqual regulated qualifications sit on the Regulated Qualifications Framework (RQF), which can help students understand how different qualifications in different fields compare to each other. The framework also helps students to understand what qualifications they need to progress towards a higher learning goal, such as a university degree or equivalent higher education award.

An endorsed course is a skills based course which has been checked over and approved by an independent awarding body. Endorsed courses are not regulated so do not result in a qualification - however, the student can usually purchase a certificate showing the awarding body's logo if they wish. Certain awarding bodies - such as Quality Licence Scheme and TQUK - have developed endorsement schemes as a way to help students select the best skills based courses for them.
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Interest free credit agreements provided by Zopa Bank Limited trading as DivideBuy are not regulated by the Financial Conduct Authority and do not fall under the jurisdiction of the Financial Ombudsman Service. Zopa Bank Limited trading as DivideBuy is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Zopa Bank Limited (10627575) is incorporated in England & Wales and has its registered office at: 1st Floor, Cottons Centre, Tooley Street, London, SE1 2QG. VAT Number 281765280. DivideBuy's trading address is First Floor, Brunswick Court, Brunswick Street, Newcastle-under-Lyme, ST5 1HH. © Zopa Bank Limited 2026. All rights reserved.