Skip to content

CIFA Mortgage Advice

Level 4 - Online course with lifetime access

CIFA Education Management Ltd


£450 inc VAT
Or £50.00/mo. for 9 months...
Study method
Course format What's this?
Reading material - PDF/e-book
45 hours · Self-paced
Access to content
Lifetime access
No formal qualification
45 CPD hours / points
  • Certificate of Achievement - Free
Additional info
  • Exam(s) / assessment(s) not included in price, and must be purchased separately
  • Tutor is available to students

Add to basket or enquire


Understand the essential steps involved in the mortgage application process
Learn about pre-approval, underwriting, and closing procedures
Identify key documents required throughout the mortgage journey
Develop effective communication strategies for guiding clients through the process

Delve into the fundamentals of mortgage lending, including types of mortgages and interest rates
Explore the various factors lenders consider when assessing borrower eligibility
Analyze mortgage underwriting standards and the role of creditworthiness
Gain insights into the impact of economic factors on mortgage lending trends.

Gain a comprehensive overview of the mortgage industry landscape
Identify key players in the mortgage market, including lenders, brokers, and regulators
Understand the regulatory framework governing mortgage lending practices
Analyze the role of technology and innovation in shaping the mortgage industry.

Master the principles of providing sound and ethical mortgage advice
Develop a deep understanding of borrower needs and financial circumstances
Assess affordability and suitability of mortgage options based on individual circumstances
Craft tailored mortgage solutions that align with client goals and risk appetite

Explore a diverse range of mortgage products and structures
Analyze fixed-rate, variable-rate, and hybrid mortgage options
Understand the impact of mortgage insurance and other related costs
Develop expertise in helping clients navigate mortgage refinancing and home equity solutions


Certificate of Achievement

Digital certificate - Included

Students will only be issued a Certificate of Achievement after sitting and passing the exam successfully.

*Exam fees are not included in the course fees.

Students will not be charged any additional fees to receive their Certificate upon completing and passing the exam successfully.


45 CPD hours / points
Accredited by The CPD Certification Service


This comprehensive course in mortgage advice and financial planning is designed to equip participants with the knowledge and skills required to provide expert guidance to individuals seeking mortgage solutions. With a focus on the complex world of mortgage finance, the course covers the entire mortgage advisory process, from understanding client needs to selecting suitable mortgage products and ensuring compliance with regulatory requirements. Whether you're a seasoned professional in the finance industry or someone looking to start a career in mortgage advisory, this course offers valuable insights and practical tools to excel in this dynamic field.

Questions and answers

Currently there are no Q&As for this course. Be the first to ask a question.


Currently there are no reviews for this course. Be the first to leave a review.


Study method describes the format in which the course will be delivered. At Reed Courses, courses are delivered in a number of ways, including online courses, where the course content can be accessed online remotely, and classroom courses, where courses are delivered in person at a classroom venue.

CPD stands for Continuing Professional Development. If you work in certain professions or for certain companies, your employer may require you to complete a number of CPD hours or points, per year. You can find a range of CPD courses on Reed Courses, many of which can be completed online.

A regulated qualification is delivered by a learning institution which is regulated by a government body. In England, the government body which regulates courses is Ofqual. Ofqual regulated qualifications sit on the Regulated Qualifications Framework (RQF), which can help students understand how different qualifications in different fields compare to each other. The framework also helps students to understand what qualifications they need to progress towards a higher learning goal, such as a university degree or equivalent higher education award.

An endorsed course is a skills based course which has been checked over and approved by an independent awarding body. Endorsed courses are not regulated so do not result in a qualification - however, the student can usually purchase a certificate showing the awarding body's logo if they wish. Certain awarding bodies - such as Quality Licence Scheme and TQUK - have developed endorsement schemes as a way to help students select the best skills based courses for them.