Top 5 – Money saving apps 2017

Unfortunately, money doesn’t grow on trees…

But if you have the right apps, it could grow on your phone (OK, not literally – but you get the idea). Whether you’re saving for a holiday, a house, or you just want to put aside a little extra to help cover yourself later in the year (see: Christmas) – taking control of your money could make all the difference when it comes to hitting your goals.

We’ve already covered money saving tips for 2017, but here are five of the best money saving apps for 2017:


  1. Quidco

Quidco works by giving you cashback on every transaction you make, acting as a middle man between you and over 4,500 retailers.

In other words, you earn money by spending money. And yes, you read that right.

It could be on anything from your weekly supermarket shop or family holiday, to a new car or broadband subscription – with the amount you get back usually depending on what deal is available, and how much you spend.

You can then withdraw whatever you’ve earnt with one easy tap – either to your bank or PayPal account.

The best part? Some retailers will give you cashback just by entering the store. And let’s face it, you can’t argue with a 20p reward just for visiting a Halfords.

Cost: Free.

Perfect for: People who need to justify their spending.


  1. Squirrel

Always have more month left than money? Squirrel is here to help.

Squirrel works by limiting the amount you can spend, depositing funds into your accounts only when you need them. Simply enter your salary, bank details, and a budget that suits you – and Squirrel will pay you your chosen amount in weekly or monthly instalments.

Not only does this ensure you don’t accidentally spend the money you need for necessities, it also means you can save for something long term with minimal effort – and resist the urge to dip into your money just because it’s there.

In fact, it takes one working day for withdrawals to arrive, so impulse buys are basically off the table.

And with the money you don’t yet need being deducted as soon as you get paid, you won’t even notice it’s gone (or forget to save it in the first place).

Cost: Free for 3 months, then £3.99 per month.

Perfect for: People who don’t have self-discipline (but can buy it).


  1. VoucherCodes

The VoucherCodes app is a hub for all of the best vouchers, discounts, deals, and savings.

By browsing their range of brands, categories, and locations, you could save on anything from fashion and accessories through to hotels and day trips. And, with deals from over 5,500 leading stores, restaurants, and attractions, it’s bound to have some savings out there to suit you.

VoucherCodes is especially good for foodies, as it has the biggest collection of restaurant vouchers of any app on the market – enabling you to make the most of 2 for 1 deals and 50% off discounts at all your favourite places.

Not only does the app allow you to browse and favourite the best deals to use whenever you’re ready, it also offers a ‘nearby’ feature – that notifies you when you’re in close proximity to a great deal.

Whoever said saving had to be hard work?

Cost: Free.

Perfect for: People who want to save without sacrifices.


  1. PriceSpy

Let’s face it, buying something then realising you could’ve got it cheaper elsewhere is basically the shopping equivalent of a slap in the face.

Of course, you could shop around for the best deal before you make your purchase, but who has the time for that? Especially if what you’re looking at buying has limited availability.

To save you the hassle, PriceSpy compares prices from thousands of retailers – all at the touch of a button.

Features include real-time search, voice search, and integrated barcode scanning, as well as the option to receive push notifications whenever prices change.

So whether you’re shopping online or in-store, this app will ensure you always get what you want for the best price.

Cost: Free.

Perfect for: People who put convenience first.


  1. Toshl

If you’re prone to impromptu spending sprees, late bill payments, and a shocked reaction whenever you pluck up the courage to check your bank account – this is the app for you.

Toshl helps you monitor, track, and budget your money – notifying you when payments are due, where you can save, and how much you’re spending each month.

By compiling and categorising your spending, you’ll be able to see exactly where your money’s going, making it quick and easy to plan for the future – not to mention curb any unnecessary outgoings (e.g. that daily coffee you probably don’t always need).

And with an engaging user interface (e.g. pie charts, bubble graphs, other cool technical-type things), this app is a great choice for people who are put off by traditional saving methods.

Cost: Free (or £1.99 per month for Toshl Pro).

Perfect for: People who have no idea where their money goes.


Honourable mentions: Love The Sales, Hotel Tonight, You Need a Budget, Monzo, Skyscanner Flights, Tastecard, Meter Readings.


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