Underwriter
Based near Maidstone, KentUnderwriting experienceMonday - FridayTalent Guardian are working with a growing and specialist lender who are looking for an experienced Mortgage Underwriter to join their team based near Maidstone, Kent. This is a fantastic opportunity for someone with strong underwriting experience within the specialist lending market who enjoys working in a fast-paced environment and assessing a wide range of complex cases. The successful candidate will play a key role in underwriting mortgage applications accurately and consistently in line with lending criteria, regulatory requirements, and risk appetite, whilst building strong relationships with brokers and internal stakeholders. The RoleUnderwrite mortgage applications in line with company lending criteria and compliance requirementsAssess and interpret CAIS/credit data, financial statements, and supporting documentationReview complex case types including HMOs, Multi-Unit Properties (MUPs), Holiday Lets, Expats, Foreign Nationals, SPVs and Limited Company applicationsProvide clear and well-reasoned underwriting decisions, escalating where appropriateManage and prioritise your own pipeline to meet agreed service levels and deadlinesWork closely with Sales, Risk, Compliance and Operations teams to ensure smooth case progressionBuild strong relationships with brokers, valuers and external stakeholdersSupport continuous improvement initiatives and contribute to team knowledge sharing and development What We're Looking ForMinimum 2 years' underwriting experience, ideally within Buy-to-Let specialist lendingResidential or Commercial underwriting experience will also be consideredStrong understanding of the mortgage process and wider mortgage marketExperience assessing complex mortgage applications with excellent attention to detailStrong analytical and problem-solving skillsExcellent communication skills, both written and verbalAbility to work effectively under pressure within a fast-paced environmentStrong organisational skills with the ability to manage deadlines and service levelsA proactive and professional approach with a strong team ethic Desirable ExperienceExperience underwriting HMOs, MUPs, Holiday Lets, Expats, Foreign Nationals and Limited Company structuresPrevious underwriting mandate experience or the capability to progress toward onePassion for continuous improvement and personal developmentPositive and adaptable approach to change within a regulated environment What's on OfferOpportunity to join a growing and specialist lenderSupportive and collaborative working environmentCareer progression and ongoing development opportunitiesExposure to complex and specialist lending casesCompetitive salary and benefits package Interested? Get in touch with Talent Guardian today to find out more or apply now.
read more