Average Underwriting Manager salary in West Malling

Based near Maidstone, KentUnderwriting experienceMonday - FridayTalent Guardian are working with a growing and specialist lender who are looking for an experienced Mortgage Underwriter to join their team based near Maidstone, Kent. This is a fantastic opportunity for someone with strong underwriting experience within the specialist lending market who enjoys working in a fast-paced environment and assessing a wide range of complex cases. The successful candidate will play a key role in underwriting mortgage applications accurately and consistently in line with lending criteria, regulatory requirements, and risk appetite, whilst building strong relationships with brokers and internal stakeholders. The RoleUnderwrite mortgage applications in line with company lending criteria and compliance requirementsAssess and interpret CAIS/credit data, financial statements, and supporting documentationReview complex case types including HMOs, Multi-Unit Properties (MUPs), Holiday Lets, Expats, Foreign Nationals, SPVs and Limited Company applicationsProvide clear and well-reasoned underwriting decisions, escalating where appropriateManage and prioritise your own pipeline to meet agreed service levels and deadlinesWork closely with Sales, Risk, Compliance and Operations teams to ensure smooth case progressionBuild strong relationships with brokers, valuers and external stakeholdersSupport continuous improvement initiatives and contribute to team knowledge sharing and development What We're Looking ForMinimum 2 years' underwriting experience, ideally within Buy-to-Let specialist lendingResidential or Commercial underwriting experience will also be consideredStrong understanding of the mortgage process and wider mortgage marketExperience assessing complex mortgage applications with excellent attention to detailStrong analytical and problem-solving skillsExcellent communication skills, both written and verbalAbility to work effectively under pressure within a fast-paced environmentStrong organisational skills with the ability to manage deadlines and service levelsA proactive and professional approach with a strong team ethic Desirable ExperienceExperience underwriting HMOs, MUPs, Holiday Lets, Expats, Foreign Nationals and Limited Company structuresPrevious underwriting mandate experience or the capability to progress toward onePassion for continuous improvement and personal developmentPositive and adaptable approach to change within a regulated environment What's on OfferOpportunity to join a growing and specialist lenderSupportive and collaborative working environmentCareer progression and ongoing development opportunitiesExposure to complex and specialist lending casesCompetitive salary and benefits package Interested? Get in touch with Talent Guardian today to find out more or apply now.

Our client, a leading business in the Financial Services industry is seeking a BTL Mortgage Underwriter to join their growing team on a full-time, permanent basis. Due to an exciting period our client is looking for a BTL Mortgage Underwriter to join them on a full-time basis, working closely with the team to underwrite mortgage applications accurately and consistently, in line with lending criteria. The successful candidate will have a minimum of 2 years’ experience as a Mortgage Underwriter, ideally with BTL experience although commercial and residential experience is also considered. Key Responsibilities:Underwrite mortgage applications to a high standard, ensuring lending criteria is adhered to alongside compliance requirements Interpret credit data, financial statements and supporting documents for both individual and LTD company applications Complete case types including standard properties, HMOs, Multi-unit properties and other niche casesLiaise effectively with Brokers and other departments within the business to ensure a high-level of service is maintained at all times Key Experience:Minimum of 2 years’ Mortgage Underwriting experience, ideally within BTL although commercial or residential will also be consideredProven ability to assess complex cases Good understanding of rules and regulations within the Mortgage market Experienced in underwriting more complex cases such as HMOs would be advantageous Excellent communicator, confident liaising with colleagues, clients and third parties This is an excellent opportunity for a Mortgage Underwriter to join a thriving business who are leaders in their field. You will be working closely with an experienced team, working on complex cases in a niche field. CVs are being reviewed, so please apply now for immediate consideration.

Underwriter We’re looking for a detail-driven and commercially minded individual to join a growing specialist lending team. Whether you’re an experienced Mortgage Underwriter or looking to step into underwriting, this is a fantastic opportunity to work on a diverse range of cases while developing your expertise in a supportive and collaborative environment.The Role as a Mortgage Underwriter (experience desirable, not essential), you’ll play a key role in assessing and approving mortgage applications in line with lending criteria, risk appetite, and regulatory requirements. You’ll be responsible for:Underwriting mortgage applications across a variety of case typesInterpreting credit data, financial statements, and supporting documentationAssessing complex cases including portfolio landlords, limited companies, HMOs, SPVs, multi-unit properties, expats, and foreign nationalsMaking clear, well-reasoned lending decisions and escalating where appropriateManaging your own pipeline to meet service level agreementsCollaborating with Sales, Risk, Pre-Offer and Post-Offer teams to ensure smooth case progressionBuilding strong relationships with brokers, valuers, and external partnersContributing to continuous improvement by sharing knowledge and ideas About You We’re open to candidates with varying levels of experience — mortgage underwriting experience is desirable, but not essential. You’ll ideally have:An understanding of the mortgage process and wider market (or strong financial services experience)Previous underwriting experience is advantageous, particularly within Buy to Let, but not requiredStrong analytical skills and attention to detailThe ability to make sound decisions or demonstrate strong problem-solving abilityClear and professional communication skillsProficiency in Microsoft Word, Excel, and OutlookA collaborative approach and the ability to thrive in a fast-paced environmentA proactive mindset with a commitment to delivering high-quality outcomes Don’t Meet Every Requirement? If you have mortgage or financial services experience and are looking to move into an Underwriter (Mortgage) role, we’d still love to hear from you. We value attitude, potential, and a willingness to learn just as much as experience. Why Apply? Supportive and collaborative team cultureOpportunities to develop into a fully-fledged Mortgage UnderwriterFlexible working, including one day from home per weekCurious to explore whether this could be the right next step?Get in touch with Helen at ME Recruits and we’ll talk it through.In application for this role, you are consenting to TN Recruits Ltd retaining your details to secure you work. All information provided will be held securely for up to 3 years unless we are contacted and instructed otherwise. IND1