Average Underwriting Manager salary in West London

Job Title: Buy-to-Let UnderwriterLocation: London Hybrid 2 days WFHSalary: Up to £55,000Working Hours: Monday to Friday 9 am to 5.30 pmBenefits: 25 Days Holiday + Bank/Public holidaysPension schemePrivate healthcareDiscretionary BonusOther flexible benefitsAbout the role of Underwriter:Join a growing, intermediary-only specialist lender as a Buy to Let Underwriter, working as part of a busy Buy to Let team. You'll manually underwrite a range of specialist and more complex cases, assessing and approving mortgage applications in line with lending policy. Managing a varied pipeline, you'll make clear, commercially sound decisions and confidently explain your rationale, particularly on more complex deals.Responsibilities required for the role of Underwriter:Ensure all new lending proposals are underwritten in accordance with the Company's Lending Policy, with any exceptions clearly documented and approved by the appropriate senior signatoriesProvide clear, concise lending recommendations to senior signatories for proposals requiring exceptions or falling outside mandate parametersPrepare and present Credit Papers to the Credit Committee for high-value transactionsReview, assess and appraise both short- and long-form valuation reportsLiaise with intermediaries on new enquiries and proposals, clearly communicating underwriting requirements and/or reasons for declineWork closely with Pipeline and Completions Managers to ensure underwriting requirements and special conditions are fully understood and appropriately appliedExperience required for the role of Underwriter:A min of a year's experience in a Buy to Let Mortgage Underwriting role.Held a mandate for £350K +Experience of presenting proposals to senior signatoriesKnowledge of different property asset types, including HMO, Multi Unit Freehold blocks, office to residential- permitted development schemesPragmatic approach to lendingFor more information regarding the role of Buy-to-Let Underwriter, please contact us.Stellar Select is acting as an employment agency and is a corporate member of the REC.Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

Job title: Bridging UnderwriterLocation: RemoteSalary: Up to £50,000 per annum (depending on experience)Hours: Monday to Friday 9 am to 5:30 pmBenefits:25 days annual leave, plus bank holidays; increasing by 1 day per year worked, up to a maximum 30 daysOption to buy/sell up to 3 days' holidayDeath in Service at 4 x salary (from day one of employment)5-year, 10-year and 15-year excellent service awardsCar parking (limited onsite or, if offsite, cost of parking refunded)Employee Assistance ProgrammeActive charity support (non-mandatory)Monthly mindfulness sessionsComplimentary Christmas/summer parties/Team evenings and social eventsCompany BBQs on HQ sun terraceDaily fruit bowl, healthy snacks, and coffee machine/teaPaddleboards for free hire/Office table tennis.Workplace pension schemeAbout the Role of Bridging Underwriter:As a Bridging and Refurbishment Underwriter, you will be responsible for assessing, structuring, and managing short-term property finance applications, underwriting bridging and refurbishment loans in line with the company's credit policy, lending criteria, and risk appetite. Candidates should have proven experience in bridging and/or refurbishment lending, with a minimum of two years' underwriting experience within specialist property finance preferred.Responsibilities for the position of Bridging Underwriter:Review and underwrite bridging and refurbishment finance applications from initial enquiry through to completion.Conduct full risk assessments, including borrower background checks, asset analysis, exit strategy, credit history, and AML compliance.Analyse and assess valuation reports, contractor quotes, cost schedules, and development appraisals to ensure project viability.Liaise with solicitors, brokers, valuers, borrowers, and internal teams to progress applications efficiently and accurately.Work closely with surveyors and asset managers to assess the feasibility of refurbishment projects and monitor works.Identify, assess, and mitigate risks relating to borrowers, property, legal, or market exposure.Present complex cases with clarity to credit or risk committees, making lending recommendations within delegated authority.Ensure adherence to internal policies, underwriting standards, and AML requirements.Maintain accurate and timely records within internal systems, ensuring effective audit trails.Support continuous improvement by providing feedback on lending criteria, operational processes, and risk management.Experience required for the position of Bridging Underwriter:Minimum of 2 years' experience underwriting short-term bridging loans and/or refurbishment finance.Strong understanding of property valuations, legal conveyancing, and development/refurbishment cost assessments.Good working knowledge of AML, KYC, and due diligence practices.Commercial acumen with the ability to assess deals beyond standard "tick-box" underwriting.Proficient in interpreting financial statements, credit reports, and legal documentation.For more information regarding the role of Bridging Underwriter, please contact us.Stellar Select is acting as an employment agency and is a corporate member of the REC.Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

Motor Underwriter – Hybrid Working availableJob Market – Insurance UnderwritingMotor Underwriter – About the roleMy client are looking for experienced Motor Underwriters to add to their growing team providing support to the Underwriting DirectorMotor Underwriter – Key dutiesResponding to email referrals & manage internal and external queries. This includes referral to Insurers where required.Maintain the correct administration & filing for the Insurer & product filesResponsible for in house referrals from the sales teamAssist in the generation of scheme performance data using company systems.Keep up to date with the company’s products and relevant external events that could affect underwriting decisions.Make confident decisions in line with business rules and processes.Be the first point of contact for the sales floor for underwriting queries.Able to present risks to bespoke underwriters and agree terms.Understand underwriting performance and have experience of monitoring insurer loss ratios.Motor Underwriter – Key requirementsUnderstand how to implement processes and procedures. Can confidently manage priorities effectively.Able to produce consistently high-quality information within tight deadlines.Capable of managing relationships – internal and external at all levels within business.Have a desire to learn new skills and challenge the ‘status quo’ to develop personal and achieve business objectives.Have good PR/interpersonal skills, have outstanding communication and reporting skills, problem analysis and listening ability.Must have an understanding of bespoke/niche Motor InsuranceMust be able to understand underwriting performance and have experience of monitoring insurer loss ratiosManage external relationships with insurersBe the first point of contact for the sales floor for underwriting queriesHave a minimum of 3 years’ experience of personal lines Motor insurance, with an understanding of Motor insurance risks factors and be able to demonstrate this to a high levelMust have experience of Motor insurance schemesThe role covers a shift pattern as below:8:30 - 17:30 Monday – Friday (Early Shift), 09:00 – 18:00 (Middle Shift), 10:00 – 19:00 Monday to Friday (Late Shift), and 09:00 – 15:00 Saturday (one week in three)