Average Underwriting Manager salary in Bristol

IntroductionAt Pen, we don’t just underwrite risk, we unlock possibility. We’re a dynamic underwriting and distribution business backed by the strength of Gallagher and powered by a belief that every challenge has a solution. With entrepreneurial energy, niche expertise, and a bold growth mindset, we’re transforming what it means to be an MGA in today’s insurance landscape. Whether you’re shaping new products, solving complex problems, or collaborating across teams, your ideas and initiative will help deliver smarter solutions for our clients—and move the industry forward. Here, agility meets stability. Creativity meets execution. And your career meets real opportunity. At Pen, we champion innovation, value accountability, and thrive on building something better together. If you’re looking to join a team that’s rewriting the future of underwriting, we’d love to hear from you.OverviewAs an Underwriter for Bristol Underwriting Management, a division of Pen Underwriting, you will be responsible for adding to the sustainable growth of the Professional Indemnity book by delivering profitable premium and conversion growth across the business and contributing in developing and implementation of the underwriting strategy.   You will help drive the strategic planning/direction of the business and its products. You will also be responsible for interacting and collaborating with colleagues internally and building relationships with new brokers as well as maintaining and improving existing broker relationships and partner insurers.  How you'll make an impact Underwrite and assess risk adhering to the underwriting philosophy, rules and guidelines, use of rating tools and pricing methodologies and documentation standards to maximise business growth and profitability.   Actively participates in seeking new business opportunities within existing relationships and within the wider insurance market.  Engaging with brokers in servicing and renewal of the existing book that supports underwriting strategy, consistent with business growth and target loss ratio.  Taking underwriting referrals, providing expert underwriting guidance, coaching and mentoring to less experienced underwriters - helping them build product specific knowledge and sales skills amongst underwriters to ensure the profitability and sustainability of the portfolio.   Develop and maintain strong broker relationships across the regions and contributing to the team’s goal of writing a sustainable portfolio of professional indemnity business   Develop and leverage productive relationship within other departments to Collaborate with cross-functional teams to optimise processes and enhance overall efficiency.   Actively participate in regularly scheduled strategy, Sales and underwriting meetings.  Analyse market trends, competitor activities, and regulatory changes to identify opportunities and threats.  Perform other duties and projects as assigned.  About You Underwriting experience required Professional Indemnity experience required Chartered Insurance Institute (CII) Certification preferred.  Working knowledge of the insurance marketplace. Demonstrates an ability and desire to learn about the enterprise and business unit critical business issues and financial drivers.  General knowledge of organisational and regulatory rules, policies and procedures and effectively employs that knowledge in day-to-day work activities.  Demonstrates basic ability in the areas of customer focus and positive broker interaction.  Basic analytical thinking/financial acumen. Identifies current or future problems or opportunities, analyses, synthesises and compares information to understand issues, identifies cause/effect relationships, and explores alternatives to support sound decision making.  #LI-EO1 Compensation and benefitsOn top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits. Below are the minimum core benefits you’ll get, depending on your job level these benefits may improve: Minimum of 25 days holiday, plus bank holidays, and the option to ‘buy’ extra daysDefined contribution pension scheme, which Gallagher will also contribute toLife insurance, which will pay 4x your basic annual salary, which you can top-up to 10xIncome protection, we’ll cover up to 50% of your annual income, with options to top upHealth cash plan or Private medical insurance Other benefits include: Three fully paid volunteering days per yearEmployee Stock Purchase plan, offering company shares at a discountShare incentive plan, HMRC approved, tax effective, stock purchase planCritical illn

Job Title: Personal Lines Underwriting Manager  Location: South West England or North Yorkshire Full/Part Time: Full Time Salary: £70,000 + Bonus Hybrid working arrangements - be based out of their York or Bristol offices 40% of your week, with up to 60% home working on offer! PURPOSE OF THE ROLE In this role, you will provide technical leadership and expertise to Regional Underwriters across the Personal Lines product range (Motor & Personal - M&P). The business is continuing to evolve in this area, with a strong focus on delivering a compelling customer proposition and exceptional experience. This is an exciting opportunity to join during a period of significant transformation, including the implementation of a large-scale digital change programme. You will play a key role in shaping and delivering the Personal Lines underwriting strategy at a regional level, taking responsibility for local implementation, monitoring key account performance metrics, and setting technical standards. Working closely with Head Office teams and tied Agents, you will act as the primary referral point for the most complex risks, holding the highest underwriting authority within the Regional Team. You will also provide insight into market trends and analysis to support proactive business responses, alongside contributing technical expertise to policy wordings and product development to ensure continued competitiveness. Leading a team of Senior Technical Underwriters, you will focus on developing and enhancing the technical capability of Regional Underwriters, encouraging intuitive decision-making and maximising their contribution to overall business objectives. EXPERIENCE You will bring a well-established background in Personal Lines underwriting, with a demonstrable and in-depth understanding of the market. This will include experience managing complaints, escalations, and complex referrals, alongside a strong awareness of current industry developments and regulatory requirements. Highly analytical and technically focused, you will be able to communicate effectively with a wide range of stakeholders, including non-technical audiences, and possess the credibility and confidence to challenge existing practices and influence decision-making. As a collaborative and people-focused leader, you will have a proven track record of coaching and mentoring others, developing talent, and driving high levels of performance within your team. You will combine strong technical expertise with commercial awareness, ensuring underwriting decisions support business objectives, deliver positive customer outcomes, and contribute to long-term success. Key criteria to highlight on your CV include: Demonstrable experience in a senior Underwriter or underwriting management role within a Personal Lines specialism Expertise in handling complaints, escalations, and complex referrals, including Home and Motor, Reinsurance, Flood Re, and high-value sum insured exposures (£5m+) Exceptional stakeholder management and influencing capabilities Experience delivering against KPIs, projects, and strategic objectives Strong leadership, mentoring, and people management skills If you have the relevant experience or know someone who does, please contact us now on   or email us at .

IntroductionAt Pen, we don’t just underwrite risk, we unlock possibility. We’re a dynamic underwriting and distribution business backed by the strength of Gallagher and powered by a belief that every challenge has a solution. With entrepreneurial energy, niche expertise, and a bold growth mindset, we’re transforming what it means to be an MGA in today’s insurance landscape. Whether you’re shaping new products, solving complex problems, or collaborating across teams, your ideas and initiative will help deliver smarter solutions for our clients—and move the industry forward. Here, agility meets stability. Creativity meets execution. And your career meets real opportunity. At Pen, we champion innovation, value accountability, and thrive on building something better together. If you’re looking to join a team that’s rewriting the future of underwriting, we’d love to hear from you.OverviewPen Underwriting, a leading MGA in the UK Market are looking for an experienced Underwriting Manager to join our financial lines team in Bristol and continue to drive success within our commercial division. As an Underwriting Manager, you will play a pivotal role in achieving our income and profit objectives by managing the technical performance of the Financial Lines accounts. Your primary focus will be to underwrite, manage, and sell products offered by binding and brokerage carriers, with an emphasis on writing new business to meet our business goals. How you'll make an impact Manage the Financial Lines account to ensure company objectives are met.Collaborate with the management team to develop and implement the divisional plan, achieving financial income and loss ratio objectives, technical standards, and customer service standards.Work collaboratively with other parts of the organisationEnhance Pen's local presence by establishing strong relationships with key directors and staff at important brokers and influencers in the local insurance market.Provide technical and commercial market intelligence feedback to the management team.Maintain and disseminate knowledge of relevant technical issues to ensure the regional underwriting and sales teams are up-to-date.Undertake referral cases above the authority levels of underwriters within your control.Ensure company underwriting philosophies and procedures are understood and followed.Manage and control the flow of work to achieve service standards.Allocate underwriting authorities within the region and maintain standards through structured audits.Manage, motivate, and develop underwriting staff, overseeing their technical skills development through training and guidance. About YouTechnical Knowledge: Understanding of underwriting complex risks and the use of specialist information.Robust knowledge of general insurance, legal principles, and practices, especially within Financial LinesKnowledge of underwriting principles, reinsurance arrangements, and financial management systems.Effective use of systems technology required to transact business. Experience: Strong commercial risks underwriting within a management remit.Proven track record in planning and prioritising business goals, meeting financial objectives.Excellent communication and collaboration skills.Ability to manage and sustain key relationship networks.Experience in embedding processes/structures to manage compliance standards. Skills: Excellent planning and analytical skills.Strong interpersonal and management skills.Credible at decision-maker level.Persistent and tenacious in achieving results.Self-motivated and proactive in risk management.Committed to learning and developing industry knowledge.Proficient in MS Office and relevant IT systems. #LI-EO1 Compensation and benefitsOn top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits. Below are the minimum core benefits you’ll get, depending on your job level these benefits may improve: Minimum of 25 days holiday, plus bank holidays, and the option to ‘buy’ extra daysDefined contribution pension scheme, which Gallagher will also contribute toLife insurance, which will pay 4x your basic annual salary, which you can top-up to 10xIncome protection, we’ll cover up to 50% of your annual income, with options to top upHealth cash plan or Private medical insurance Other benefits include: Three fully paid volunteering days per yearEmployee Stock Purchase plan, offering company shares at a discountShare incentive plan, HMRC approved, tax effective, stock purchase planCritical illness coverDiscounted gym membership, with over 3,000 gyms nationallySeason ticket loanAccess to a discounted voucher portal to save money on your weekly shop or next big purchaseEmergency back-up family careAnd many more… We value inclusion and diversity Inclusion and diversity (I&D) is a core part of our business, and it’s embedded into the fabric of our organisation. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work. Gallagher embraces our employees’ diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest. Gallagher is Disability Confident Committed. We have pledged to make sure our recruitme