Average Underwriting Manager salary in the UK

ALF is delighted to be partnering with a well-established and expanding lender specialising in Bridging and Development Finance. With a strong market reputation, a healthy deal pipeline, and a consistently growing loan book, they are now seeking an experienced Underwriter to join their team.This is an excellent opportunity for someone with a solid underwriting background who is keen to take full ownership of cases and play a key role in the company’s continued growth.BenefitsCompetitive salary of £45,000 - £55,000 (DOE) plus annual bonusMonthly bonus paid on completionFlexible working hours, 2 days office and 3 days homePrivate medical careRegular social and company eventsFree onsite parkingClear career progression and development opportunitiesThe RoleYou will work closely with brokers, solicitors, and internal teams to ensure deals are processed efficiently and within agreed service levels. This is a fast-paced, hands-on position where attention to detail, sound decision-making, and strong communication skills are essential.Key ResponsibilitiesAssess and underwrite bridging loan applications in line with company policy and lending criteriaCarry out detailed due diligence, including reviewing valuations, credit searches, and legal documentationCollaborate with Business Development Managers to evaluate new opportunities and ensure suitabilityPrepare comprehensive lending recommendationsLiaise with solicitors, brokers, and valuers to ensure smooth case progressionMaintain accurate records and ensure compliance with regulatory requirementsContribute to ongoing improvements in underwriting processesAbout YouPrevious underwriting experience, ideally within bridging or development financeStrong understanding of property lending, risk assessment, and due diligenceHigh level of accuracy with the ability to meet tight deadlinesConfident communicator with the ability to build and maintain strong relationshipsIf you’re interested in this Bridging Underwriter opportunity, please submit your CV or get in touch with the team at ALF for more

Job Title: Buy-to-Let UnderwriterLocation: London Hybrid 2 days WFHSalary: Up to £55,000Working Hours: Monday to Friday 9 am to 5.30 pmBenefits: 25 Days Holiday + Bank/Public holidaysPension schemePrivate healthcareDiscretionary BonusOther flexible benefitsAbout the role of Underwriter:Join a growing, intermediary-only specialist lender as a Buy to Let Underwriter, working as part of a busy Buy to Let team. You'll manually underwrite a range of specialist and more complex cases, assessing and approving mortgage applications in line with lending policy. Managing a varied pipeline, you'll make clear, commercially sound decisions and confidently explain your rationale, particularly on more complex deals.Responsibilities required for the role of Underwriter:Ensure all new lending proposals are underwritten in accordance with the Company's Lending Policy, with any exceptions clearly documented and approved by the appropriate senior signatoriesProvide clear, concise lending recommendations to senior signatories for proposals requiring exceptions or falling outside mandate parametersPrepare and present Credit Papers to the Credit Committee for high-value transactionsReview, assess and appraise both short- and long-form valuation reportsLiaise with intermediaries on new enquiries and proposals, clearly communicating underwriting requirements and/or reasons for declineWork closely with Pipeline and Completions Managers to ensure underwriting requirements and special conditions are fully understood and appropriately appliedExperience required for the role of Underwriter:A min of a year's experience in a Buy to Let Mortgage Underwriting role.Held a mandate for £350K +Experience of presenting proposals to senior signatoriesKnowledge of different property asset types, including HMO, Multi Unit Freehold blocks, office to residential- permitted development schemesPragmatic approach to lendingFor more information regarding the role of Buy-to-Let Underwriter, please contact us.Stellar Select is acting as an employment agency and is a corporate member of the REC.Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

Job Title: UnderwriterLocation: Solihull ; a flexible hybrid working model which supports you as well as enabling you to work collaboratively with your colleaguesHours: Full time, Permanent______________________________________________The Role:The role of an Underwriter is taking responsibility for making lending decisions on credit applications received through our partners in the Retail, Revolving, Personal Loans and Motor sectors. You will contribute to the implementation of Credit Risk, Operational Risk policies, making sure that all conduct risk guidelines are followedKey Responsibilities:Play a major role in making 'best practice' underwriting decisions for:Point of sale retail finance Personal LendingMotor Vehicle FinanceCommercial UnderwritingCredit CardsAssist with potential fraud investigations using CIFAS and HunterEnsuring that all customer contact activities & underwriting decisions are compliant with all relevant regulatory requirements and internal policies.Liaise with Account Managers and Clients providing a dedicated point of contact for all referral decisionsSkills & Attributes:Previous experience in Motor Underwriting. (Essential)Ability to analyse data to make a quality lending decision.Ability to prioritise and organise workload.Understanding of applicant credit bureau data.What's in it for you:As a Top Employer UK, we offer a supportive, inclusive environment and a flexible benefits package that you can tailor to your lifestyle.Highlights include:Competitive salary and comprehensive benefits package, contributory pension, and health cash planOpportunity to buy/sell holiday, giving you more control over your work-life balanceFlexible benefits including private medical insurance and lifestyle discountsA culture that values collaboration, development, and wellbeingCould this be you?Making a positive impact is at the heart of everything we do. We're looking for people who live by our values-people who are positive, brave, and own it. Don't let confidence hold you back. You don't need to meet every requirement; if you have around 75% of the skills and the right attitude, we'd love to hear from you.Apply now to join a team that makes a real impact.Your Application Journey:Call with our Talent Acquisition team Formal face to face interview with the Hiring ManagerWe aim to complete the process within 3-4 weeks, depending on availability. If you're not shortlisted, we'll still let you know the outcome. Please note that this role may close early once we have enough suitable applicants, so apply soon.Equal Opportunities:We're committed to creating an inclusive workplace and ensuring equal opportunities for all, regardless of age, disability, gender, identity, race, religion, sexual orientation, or background.