Average Underwriter salary in the UK

We're Hiring: Mortgage Underwriters Location: Fully Remote (Including all training) Type: Full Time, permanent Reports to: Underwriting Team Manager Salary - Competitive Start Date - 11th May 2026 Are you a experienced mortgage Underwriter looking to make a real impact? We're on the lookout for motivated professionals to join our dynamic Lending Operations team at Kensington Mortgages. This is more than just a job , it's a chance to be at the heart of our underwriting function, helping us deliver responsible, specialist lending with integrity. If you're passionate about making a difference and thrive in a fast-paced, purpose-driven environment, we'd love to hear from you. Overall Purpose of Job As an Underwriter, you'll be responsible for assessing and approving Residential and Buy-to-Let mortgage applications, ensuring they align with our lending policy, FCA standards, and Treating Customers Fairly (TCF) principles. You'll be a key player in risk-based decision-making, maintaining top-tier underwriting standards and building strong relationships with brokers. About Us For over 25 years, Kensington Mortgages has been a pioneer in specialist mortgage solutions, offering hope to customers who may not fit the mould of traditional lending. We call it the Kensington Difference a commitment to understanding each customer's unique story and providing tailored solutions when others won't. As a wholly owned subsidiary of Barclays Bank UK PLC, we operate with the highest standards of service and integrity, fully authorised by the Financial Conduct Authority. Key Accountabilities Underwrite and approve mortgage applications within your mandate (250k+), ensuring quality and compliance.Escalate cases outside mandate with clear rationale.Communicate effectively with brokers, providing timely updates and clarity.Support User Acceptance Testing (UAT) phases.Champion TCF and responsible lending principles.Collaborate with the completions team to drive operational efficiency.Uphold our Code of Business Ethics and support financial crime prevention.Stay up to date with HR policies, regulations, and underwriting standards.Meet service level agreements and handle complaints professionally.Contribute to process improvements and ad hoc projects. Experience, Knowledge, Skills Minimum 3 years experience in Prime and Specialist lending with a minimum mandate of 250k+.Strong communication skills and confidence in broker engagement.Deep understanding of the mortgage intermediary market and FCA permissions.Awareness of organised fraud and risk mitigation controls.A proactive, adaptable mindset with a collaborative spirit.Solid grasp of responsible lending and regulatory frameworks.Experience underwriting residential and buy to let cases Desirable Experience, Knowledge, Skills Experience with niche Buy-to-Let lending (HMOs, light refurbishments, multi-unit properties).Knowledge of Second Charge lending.CeMAP qualification. Why Join Kensington Mortgages At Kensington Mortgages, we believe our employees are the heart of our success. We are committed to creating a supportive and flexible work environment that values personal growth, professional development and a healthy work-life balance Our inclusive culture respects and celebrates diversity in all its forms, ensuring that everyone feels welcome, valued and understood. We recognise and appreciate differences in thinking, learning styles, gender, race, identity, ethnic origins and sexual expression. We are an inclusive, neurodiversity-friendly employer committed to creating a supportive environment where all employees can thrive At Kensington Mortgages, our people are our greatest asset. We offer: A supportive and flexible work environment.Opportunities for personal growth and professional development.A culture that celebrates diversity, inclusion, and neurodiversity.A workplace where everyone feels valued, respected, and empowered. Ready to make a difference? If you're passionate about providing an exceptional service and want to join a team that values your contributions we'd love to hear from you Apply today and be part of the Kensington Mortgages family and help us to continue making a positive impact in the lives of our customers. Important Information All offers of employment are subject to background checks including DBS, credit, and Right to Work verification. **Start Date: Monday 11th May - **Please ensure availability for training and avoid long periods of annual leave during the initial onboarding phase.

Underwriter - Personal Lines InsuranceGuildfordSalary - up to £40,000 DoE Overview:We are currently recruiting for an experienced Personal Lines Underwriter to join a growing insurance provider. This is an excellent opportunity for a detail-oriented insurance professional who wants to grow and develop into a senior role. The RoleAs a Personal Lines Underwriter, you will be responsible for assessing and underwriting new business, renewals, and mid-term adjustments across a range of personal lines products. You will play a key role in ensuring profitability, compliance, and high standards of service. Key Responsibilities Underwrite new business and renewals in line with underwriting guidelinesAssess risk and price policies accurately and competitivelyHandle mid-term adjustments and policy queriesBuild and maintain strong relationships with brokers and internal stakeholdersEnsure compliance with regulatory and company standardsContribute to portfolio performance and retention targets About You Previous experience in Personal Lines insurance Strong understanding of underwriting principles and risk assessmentExcellent attention to detail and analytical skillsConfident communicator with a customer-focused approachAbility to work independently and as part of a team What's on Offer Salary up to £40,000 DoEHybrid and flexible working options after probation Supportive team environment with clearly mapped out career development opportunitiesOpportunity to join a stable and respected insurer If you're an experienced Personal Lines Underwriter looking for your next career move, we'd love to hear from you. We are currently shortlisting for interview so apply today or contact us for a confidential discussion. By sending an application or applying for a job, you consent to your personal data being processed and stored by Get Recruited (UK) Ltd in accordance with our Cookie & Privacy Policy (available in the footer on our website). Get Recruited (UK) Ltd acts as an employment agency for permanent recruitment and as an employment business for the supply of temporary workers. We are an equal opportunities employer and we never charge candidates a fee for our services.

Edenbrook are working with a rapidly growing Motor Insurer seeking a Motor Underwriter. Supporting the head of Underwriting, this role is writing risk across the newly developed underwriting platform. this position is on a hybrid model centered around Richmond.The successful candidate will be:Responding to email referrals & manage internal and external queries. This includes referral to Insurers where required.Maintain the correct administration & filing for the Insurer & product filesResponsible for in house referrals from the sales teamAssist in the generation of scheme performance data using company systems.Keep up to date with the company’s products and relevant external events that could affect underwriting decisions.Make confident decisions in line with business rules and processes.Be the first point of contact for the sales floor for underwriting queries.Able to present risks to bespoke underwriters and agree terms.Understand underwriting performance and have experience of monitoring insurer loss ratios.Work closely with Operations in relation to Compliance matters.Key skills and Qualifications:Previous Experience in Motor UnderwritingCII Preferred but not essentialExperience writing risk